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2445 Winchester Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2445 Winchester Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,921 sqft · built 2004
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Nov 2019)
Tax Bill$3,470 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009972-3460

Property Details

APN / Parcel Number

Primary APN009972-3460

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,921 sqft Living Area
Gross Area2,512 sqft
1st Floor Area1,921 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area340 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2445 WINCHESTER LN
CityST AUGUSTINE
StateFL
Zip32092-1088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description44/7-24 SOUTH HAMPTON UNIT 3 LOT 346 OR4838/772
Legal Range27E
Legal Township05S
Legal Section25
Legal SubdivisionSOUTH HAMPTON UNIT 3
Legal Block4
Legal Lot Number346
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4000
Census Tract20907

Owner

Source: St. Johns County records · APN 009972-3460

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2445 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1088
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2019 · Amount on Record
Deed SaleNov 26, 2019 · Amount on Record
Prior SaleAug 24, 2015 · Amount on Record
Deed Document Number201988797
Deed Book / Page4838 / 772
Record UpdatedJun 08, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 26, 2019
Property Address2445 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1088
Document Number0048380772
Book / Page4838 / 0772
Map ReferenceMB 44 PG 7-24
Instrument DateNov 25, 2019
Instrument2019088797
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyJACKSONVILLE TITLE & TR LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3968 PRITMORE RD, 3968, JACKSONVILLE, FL 32257-8869

Transferred To (Grantee/Buyer)

NameVerified Name
Address2445 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1088

Mortgage

Document Number0004838774
DateNov 26, 2019
Instrument4838/774
Lender
NameMARRIOTT EMPLOYEES FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$278,925 (+2.7%)$371,516 (-1.5%) Land $110,000 Building $261,516
2025$3,470.00 (+13.07%) Homeowner's exemption$271,592 (+5.99%)$377,190 (-2.08%) Land $110,000 Building $267,190
2024$3,069.00 (+2.06%)
2023$3,007.00 (+3.09%) Homeowner's exemption$256,250 (+3%)$385,220 (+9.81%) Land $120,000 Building $265,220
2022$2,917.00 Homeowner's exemption$248,786$350,810 Land $100,800 Building $250,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 847 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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