2446 Silvermoss Dr, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 2446 Silvermoss Dr, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,100 sqft · built 2004
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,500 (Sep 2017)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-26-19-0040-00400-0280`

Property Details

APN / Parcel Number

Primary APN	`25-26-19-0040-00400-0280`
Alternative APNs	`1926250040004000280` `0806209`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	2,541 sqft
1st Floor Area	903 sqft
Upper Floors Area	1,197 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2446 SILVERMOSS DR
City	WESLEY CHAPEL
State	FL
Zip	33544-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	SEVEN OAKS PARCEL S-17D PB 44 PG 079 BLOCK 4 LOT 28 OR 9610 PG 3274
Legal Range	19E
Legal Township	26S
Legal Section	25
Legal Subdivision	SEVEN OAKS
Legal Tract	40
Legal Block	4
Legal Lot Number	28
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1000
Census Tract	32106

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2446 SILVERMOSS DR, WESLEY CHAPEL, FL 33544-8705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Nov 12, 2015 · Amount on Record
Deed Document Number	2017153168
Deed Book / Page	9610 / 3274
Prior Transfer Date	Nov 4, 2015
Prior Transfer Doc	0092842153
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 29, 2017
Property Address	2446 SILVERMOSS DR, WESLEY CHAPEL, FL 33544-8705
Document Number	0096103274
Book / Page	009610 / 003274
Instrument Date	Sep 27, 2017
Instrument	153168
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,767.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2446 SILVERMOSS DR WESLEY CHAPEL FL 335448705, WESLEY CHAPEL, FL 33544-8705

Mortgage

Document Number	96103275
Date	Sep 29, 2017
Book Page	009610/003275
Instrument	153169

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (+2.9%)	$333,562 (-0.92%) Land $59,268 Building $274,294
2025	$5,130.00 (+3.07%) Homeowner's exemption	$247,820 (+5.98%) Land $59,268 Building $188,552	$336,654 (-2.3%) Land $59,268 Building $277,386
2024	$4,977.00 (+2.81%)
2023	$4,841.00 (+7.91%) Additional exemption filed	$233,830 (+3%) Land $46,024 Building $187,806	$344,566 (+13.83%) Land $46,024 Building $298,542
2022	$4,486.00 Homeowner's exemption	$227,020 Land $38,368 Building $188,652	$302,709 Land $38,368 Building $264,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20