Pasco County property record for 2445 Silvermoss Dr, Wesley Chapel, FL 33544
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,871 sqft · built 2003 |
| Lot Size | 0.101 acres (4,440 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Mar 2025) |
| Tax Bill | $6,126 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-26-19-0040-00500-0180 |
| Primary APN | 25-26-19-0040-00500-0180 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,871 sqft Living Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 812 sqft |
| Upper Floors Area | 1,059 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,440 sqft (0.101 acres) |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 524 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 35 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0806412 |
|---|---|
| Street Address | 2445 SILVERMOSS DR |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33544-8704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | SEVEN OAKS PARCEL S-17D PB 44 PG 079 BLOCK 5 LOT 18 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | SEVEN OAKS |
| Legal Tract | 40 |
| Legal Block | 5 |
| Legal Lot Number | 18 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 32106 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2445 SILVERMOSS DR, WESLEY CHAPEL, FL 33544-8704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Sep 4, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 24, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage BRAND MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Jun 9, 2022 · Amount on Record |
| Deed Document Number | 2025059386 |
| Deed Book / Page | 11183 / 2786 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 9, 2022 |
| Property Address | 2445 SILVERMOSS DR, WESLEY CHAPEL, FL 33544-8704 |
| Document Number | 0106303257 |
| Book / Page | 10630 / 3257 |
| Map Reference | MB 44 PG 79-82 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022127962 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | ASSOCIATED ATTY TITLE AND CL, ASSOCIATED ATTORNEY TTL & CL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,929.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 PENN CTR W # W2ND, 6, PITTSBURGH, PA 15276-0108 |
| Name | Verified Name |
|---|---|
| Address | 2445 SILVERMOSS DR, WESLEY CHAPEL, FL 33544-8704 |
| Document Number | 0106303259 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 10630/3259 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 4, 2020 |
| Property Address | 2445 SILVERMOSS DR, WESLEY CHAPEL, FL 33544-8704 |
| Document Number | 0101713215 |
| Book / Page | 10171 / 3215 |
| Map Reference | MB 44 PG 79 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 2020146797 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | SOUTHERN TTL SVCS OF TAMPA B |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,953.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3966 WINDCREST DR, 3966, WESLEY CHAPEL, FL 33544-7831 |
| Name | Verified Name |
|---|---|
| Address | 2445 SILVERMOSS DR, WESLEY CHAPEL, FL 33544-8704 |
| Document Number | 101713216 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 10171/3216 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 24, 2017 |
| Property Address | 2445 SILVERMOSS DR, WESLEY CHAPEL, FL 33544-8704 |
| Document Number | 0094871641 |
| Book / Page | 9487 / 1641 |
| Map Reference | MB44 PG79-82 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 2017009859 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 4132 PARRY DR, SARASOTA, FL 34241-5847 |
| Document Number | 2017009860 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 2017009860 |
| Name | BRAND MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,126.00 (+0.36%) Homeowner's exemption | $307,057 (-0.53%) Land $59,807 Building $247,250 | $307,057 (-0.53%) Land $59,807 Building $247,250 |
| 2023 | $6,104.00 (+45.44%) Additional exemption filed | $308,681 (+47.96%) Land $46,442 Building $262,239 | $308,681 (+13.44%) Land $46,442 Building $262,239 |
| 2022 | $4,197.00 | $208,630 Land $38,717 Building $169,913 | $272,109 Land $38,717 Building $233,392 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 3 (2017–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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