Bell County property record for 2446 Moreno Spur, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 2,159 sqft · built 2022 |
| Owner | Individual Name on Record |
| Tax Bill | $4,888 (2023) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090393390 |
| Primary APN | 0090393390 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,159 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2446 MORENO SPUR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK RIDGE PHASE I, BLOCK 005, LOT 0001 |
| Legal Subdivision | OAK RIDGE PHASE I |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20402 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2446 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2023 |
| Deed Sale | Feb 10, 2023 |
| Deed Document Number | 2023005519 |
| Record Updated | Jun 7, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 10, 2023 |
| Property Address | 2446 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Document Number | 0000005519 |
| Map Reference | DOC 2021-3589B |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023005519 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2446 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Document Number | 0000005520 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 2023005520 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,888.00 (+707.93%) Homeowner's exemption Senior Citizen's exemption | $318,729 Land $35,000 Building $283,729 | $318,729 Land $35,000 Building $283,729 |
| 2022 | $605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1993–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 42% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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