Bell County property record for 2440 Moreno Spur, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 2,152 sqft · built 2022 |
| Lot Size | 0.165 acres (7,215 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,000 (Oct 2022) |
| Tax Bill | $4,285 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090393393 |
| Primary APN | 0090393393 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,152 sqft Living Area |
| 1st Floor Area | 2,152 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,215 sqft (0.165 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 307 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2440 MORENO SPUR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK RIDGE PHASE I, BLOCK 005, LOT 0002, (TOD DEED) |
| Legal Subdivision | OAK RIDGE PHASE I |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20402 |
Source: Bell County records, as of June 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2440 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| May 22, 2023 | Transfer on Death Deed, Transfer |
| May 22, 2023 | Intrafamily Transfer, Transfer |
| Oct 19, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CENTRAL NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Deed Document Number | 202264350 |
| Last Transfer Date | May 22, 2023 |
| Transfer Doc | 0000021943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 10, 2026 |
| Property Address | 2440 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Document Number | 0000029091 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202629091 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2440 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Document Number | 0000029091, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202629091 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 22, 2023 |
| Property Address | 2440 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Document Number | 0000021943 |
| Map Reference | DOC 2021-0003589A&B |
| Instrument Date | May 22, 2023 |
| Instrument | 2023021943 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2440 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Name | Verified Name |
|---|---|
| Address | 3108 HIDDEN OAKS DR, BAKERSFIELD, CA 93306-2493 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 22, 2023 |
| Property Address | 2440 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Document Number | 0000021942 |
| Map Reference | DOC 2021-003589A&B |
| Instrument Date | May 22, 2023 |
| Instrument | 2023021942 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2440 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 19, 2022 |
| Property Address | 2440 MORENO SPUR, TEMPLE, TX 76501-4825 |
| Document Number | 0000064350 |
| Map Reference | DOC 2021-3589A&B |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022064350 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | NOT AVAILABLE, BLACKACRE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | FM 182, GATESVILLE, TX 76528 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3440 MOUNO, TEMPLE, TX 76501 |
| Document Number | 0000064351 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022064351 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,285.00 (-22.4%) | $305,370 (-5.73%) Land $35,000 Building $270,370 | $305,370 (-5.73%) Land $35,000 Building $270,370 |
| 2023 | $5,522.00 (+812.73%) Homeowner's exemption Senior Citizen's exemption | $323,923 Land $35,000 Building $288,923 | $323,923 Land $35,000 Building $288,923 |
| 2022 | $605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1993–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 42% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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