Tate County property record for 2446 Hwy 305, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,158 sqft · built 1965 |
| Owner | Individual Name on Record |
| Tax Bill | $406 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 086 14 0000200 |
| Primary APN | 086 14 0000200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,158 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Street Address | 2446 HIGHWAY 305 |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-3769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW 1/4 NW 1/4 |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 14 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950100 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2446 HWY 305, SENATOBIA, MS 38668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Loan Modification PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 2446 HIGHWAY 305, COLDWATER, MS 38618-3769 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025/13737 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 2025/13737 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 2446 HIGHWAY 305, COLDWATER, MS 38618-3769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/15640 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 2020/15640 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Modification |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Nov 1, 2044 |
| Rate | 3.63% |
|---|
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $406.00 (+17%) | $4,942 (+30.05%) Land $656 Building $4,286 | $49,423 (+30.05%) Land $6,560 Building $42,863 |
| 2023 | $347.00 | $3,800 Land $656 Building $3,144 | $38,003 Land $6,560 Building $31,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Tallahatchie Valley Internet Services.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures