Tate County property record for 2385 Hwy 305, Coldwater, MS 38618
| Property Type | Mobile Home |
|---|---|
| Details | 924 sqft · built 1989 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,454 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 085 15 0000201 |
| Primary APN | 085 15 0000201 |
|---|
| Building Area | 924 sqft |
|---|---|
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 348,480 sqft (8 acres) |
| Street Address | 2385 HIGHWAY 305 |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-3662 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT LOT 9 WILBORN FARMS S/D |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 15 |
| Legal Subdivision | WILBORN FARMS S/D |
| Legal Lot Number | 9 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950202 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2385 HIGHWAY 305, COLDWATER, MS 38618-3662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Jul 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Jul 24, 2026 |
| Property Address | 2385 HIGHWAY 305, COLDWATER, MS 38618-3662 |
| Document Number | 2026010909 |
| Book / Page | 2026 / 10909 |
| Instrument Date | Jul 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 2361 HIGHWAY 305, COLDWATER, MS 38618-3662 |
| Document Number | 2026010909, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 2026/10909 |
| Name | FIRST SECURITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 28, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 2385 HIGHWAY 305, COLDWATER, MS 38618-3662 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2021/13176 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 2021/13176 |
| Name | FIRST SECURITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 1, 2026 |
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,454.00 (+357.23%) | $14,336 (+496.09%) Land $2,700 Building $11,636 | $143,359 (+496.09%) Land $27,000 Building $116,359 |
| 2023 | $318.00 | $2,405 Land $2,400 Building $5 | $24,050 Land $24,000 Building $50 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2020–2025) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Tallahatchie Valley Internet Services.
5G (outdoors only) and 4G LTE
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