San Diego County property record for 2446 Carriage Cir, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,787 sqft · built 1980 |
| Lot Size | 0.423 acres (18,438 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Apr 2016) |
| Tax Bill | $9,754 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-561-22-00 |
| Primary APN | 165-561-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,787 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 18,438 sqft (0.423 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2446 CARRIAGE CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 86 TR 008670 |
| Legal Subdivision | CARRIAGE SQUARE ESTATES |
| Legal Tract | 008670 |
| Legal Block | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 18515 |
Source: San Diego County records · APN 165-561-22-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2446 CARRIAGE CIR, OCEANSIDE, CA 92056-3603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI MICHIGAN MUTUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2016 · Amount on Record |
| Deed Sale | Apr 25, 2016 · Amount on Record |
| Prior Sale | Feb 17, 2011 · Amount on Record |
| Deed Document Number | 2016190082 |
| Prior Transfer Date | Dec 18, 2009 |
| Prior Transfer Doc | 0000706063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2446 CARRIAGE CIR, OCEANSIDE, CA 92056-3603 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2446 CARRINGTON CIR, OCEANSIDE, CA 92056 |
| Document Number | 0000394522 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 2022-0394522 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2446 CARRIAGE CIR, OCEANSIDE, CA 92056-3603 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2446 CARRIAGE CIR, OCEANSIDE, CA 92056-3603 |
| Document Number | 0000597258 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-0597258 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2446 CARRIAGE CIR, OCEANSIDE, CA 92056-3603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000143835 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 2019-0143835 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2446 CARRIAGE CIR, OCEANSIDE, CA 92056-3603 |
| Document Number | 0000558798 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2446 CARRIAGE CIR OCEANSIDE CA 920563603, OCEANSIDE, CA 92056-3603 |
| Document Number | 0000558798 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 558798 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $892,726 (+2%) Land $473,195 Building $419,531 | |
| 2025 | $9,754.00 (+5.21%) Homeowner's exemption | $875,222 (+4.04%) Land $463,917 Building $411,305 |
| 2023 | $9,271.00 (+2.68%) Homeowner's exemption | $841,238 Land $445,903 Building $395,335 |
| 2022 | $9,029.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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