San Diego County property record for 2436 Carriage Cir, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,244 sqft · built 1980 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Dec 2017) |
| Tax Bill | $8,462 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2017 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-561-04-00 |
| Primary APN | 165-561-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,244 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2436 CARRIAGE CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 73 TR 008670 |
| Legal Subdivision | CARRIAGE SQUARE ESTATES |
| Legal Tract | 008670 |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 18515 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3454 HIGHLAND DR, CARLSBAD, CA 92008-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Dec 19, 2017 | Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR |
| Dec 19, 2017 | Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR |
| Dec 19, 2017 | Grant Deed, Transfer · ARM CITY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on Record |
| Deed Sale | Dec 19, 2017 · Amount on Record |
| Prior Sale | Dec 30, 1993 · Amount on Record |
| Deed Document Number | 2017594662 |
| Prior Transfer Date | Nov 11, 1993 |
| Prior Transfer Doc | 0000889259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2436 CARRIAGE CIR, OCEANSIDE, CA 92056-3624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Title Company | FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS |
| Name | Verified Name |
|---|---|
| Address | 3454 HIGHLAND DR, CARLSBAD, CA 92008-2524 |
| Document Number | 0000044485 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2026-0044485 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.84% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.9% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 19, 2017 |
| Property Address | 2436 CARRIAGE CIR, OCEANSIDE, CA 92056-3624 |
| Document Number | 0000594660 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 594660 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 70 SAINT MALO BCH OCEANSIDE CA 920545854, OCEANSIDE, CA 92054-5854 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 19, 2017 |
| Property Address | 2436 CARRIAGE CIR, OCEANSIDE, CA 92056-3624 |
| Document Number | 0000594661 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 594661 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 70 SAINT MALO BCH OCEANSIDE CA 920545854, OCEANSIDE, CA 92054-5854 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 19, 2017 |
| Property Address | 2436 CARRIAGE CIR, OCEANSIDE, CA 92056-3624 |
| Document Number | 0000594662 |
| Map Reference | MAP8670 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 2017-0594662 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 SAINT MALO BCH, OCEANSIDE, CA 92054-5854 |
| Document Number | 0000594663 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 2017-0594663 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $774,853 (+2%) Land $329,377 Building $445,476 | |
| 2025 | $8,462.00 (+15.89%) Homeowner's exemption | $759,661 (+15.77%) Land $322,919 Building $436,742 |
| 2023 | $7,302.00 (+1.53%) | $656,182 Land $191,885 Building $464,297 |
| 2022 | $7,192.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Pechanga tribal government · serves 29,100 people · EPA ID 090605013 |
|---|---|
| Water Source | Purchased surface water from RANCHO CALIFORNIA WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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