2445 S 5th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2445 S 5th St, Springfield, IL 62703

Property Summary

Property Type	Commercial
Lot Size	0.26 acres (11,324 sqft)
Owner	Individual Name on Record
Last Sale	$345,600 (Dec 2025)
Tax Bill	$5,819 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-09.0-227-013`

Property Details

APN / Parcel Number

Primary APN	`22-09.0-227-013`
Alternative APN	`22090227013 (CHECK DIGIT = 2)`

Exterior

Lot Area	11,324 sqft (0.26 acres)

Location & Zoning

Account Number	22090227013
Street Address	2445 S 5TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3497
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N 85' OF E 132' OF LOT 7 & 8 ILES JUNCTION
Legal Subdivision	ILES JUNCTION ADD
Legal Lot Number	7-8
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4003
Census Tract	2600

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 WALNUT ST, GREENFIELD, IL 62044-1347
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Construction Mortgage WARREN BOYNTON STATE BANK
Jun 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNIVERSITY COMMUNITY BANK
Jul 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Dec 31, 2025	Warranty Deed, Transfer · Line of Credit WARREN BOYNTON STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Aug 27, 2014
Deed Document Number	202523761
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2445 S 5TH ST, SPRINGFIELD, IL 62703-3497
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R03327
Date	Mar 2, 2026
Instrument	2026R03327

Lender

Name	WARREN BOYNTON STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2445 S 5TH ST, SPRINGFIELD, IL 62703-3497
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R15854
Date	Jun 23, 2017
Instrument	2017R15854

Lender

Name	UNIVERSITY COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 6, 2022

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2445 S 5TH ST, SPRINGFIELD, IL 62703-3497
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R12100
Date	Jul 6, 2023
Instrument	2023R12100

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 29, 2024

Interest

Rate Type	Fixed Rate
Rate	8.75%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 31, 2025
Property Address	2445 S 5TH ST, SPRINGFIELD, IL 62703-3497
Document Number	2025R23761
Instrument Date	Dec 31, 2025
Instrument	2025R23761
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$519.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 WALNUT ST, GREENFIELD, IL 62044-1347

Mortgage

Document Number	2025R23762
Date	Dec 31, 2025
Instrument	2025R23762

Lender

Name	WARREN BOYNTON STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,819.00 (+3.34%)	$71,883 (+7.22%) Land $38,199 Building $33,684	$215,649 (+7.22%) Land $114,597 Building $101,052
2024	$5,631.00 (+8.18%)	$67,043 (+15.41%) Land $35,627 Building $31,416	$201,129 (+15.41%) Land $106,881 Building $94,248
2022	$5,205.00	$58,090 Land $30,869 Building $27,221	$174,270 Land $92,607 Building $81,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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