2440 S 5th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2440 S 5th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,828 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Oct 2021)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-485-015`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-485-015`
Alternative APN	`22040485015 (CHECK DIGIT = 6)`

Exterior

Lot Area	6,828 sqft (0.156 acres)

Location & Zoning

Account Number	22040485015
Street Address	2440 S 5TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE 5TH PLAT N 5' L 22 & ALL L 23 B 32
Legal Subdivision	PAYNES SOUTH SIDE ADD 5TH PLAT
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4002
Census Tract	2600

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2440 S 5TH ST, SPRINGFIELD, IL 62703-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Dec 5, 2007 · Amount on Record
Deed Document Number	202129419
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 27, 2021
Property Address	2440 S 5TH ST, SPRINGFIELD, IL 62703-3412
Document Number	2021R29419
Instrument Date	Oct 25, 2021
Instrument	2021R29419
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 S 5TH ST, SPRINGFIELD, IL 62703-3412

Mortgage

Document Number	2021R29420
Date	Oct 27, 2021
Instrument	2021R29420

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.93%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2440 S 5TH ST, SPRINGFIELD, IL 62703-3412
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R19288
Date	Jul 15, 2021
Instrument	2021R19288

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,303.00 (+17.68%)	$34,452 (+23.75%) Land $4,436 Building $30,016	$103,356 (+23.75%) Land $13,308 Building $90,048
2022	$1,957.00 Homeowner's exemption	$27,841 Land $3,585 Building $24,256	$83,523 Land $10,755 Building $72,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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