2445 River Rd, Delaware, OH 43015 Property Records

Delaware County property record for 2445 River Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,962 sqft · built 2017
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Nov 2019)
Tax Bill	$7,961 (2025)
Deeds & Mortgages	Jul 2022 Sale Jun 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`520-200-01-010-000`

Property Details

APN / Parcel Number

Primary APN	`520-200-01-010-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	4,926 sqft
1st Floor Area	1,962 sqft
Basement Area	1,962 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached
Garage Area	1,002 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	64 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	2445 RIVER RD
City	DELAWARE
State	OH
Zip	43015-9318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 107 SCIOTO FARMS
Legal Subdivision	SCIOTO FARMS
Legal Lot Number	107
Jurisdiction	DELAWARE OH
Township / Civil Division	RADNOR
Census Block Group	1
Census Block	1045
Census Tract	12000

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2445 RIVER RD, DELAWARE, OH 43015-9318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer
Jun 13, 2017	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE MORTGAGE CORP
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage THE EQUITABLE MORTGAGE CORP
Dec 21, 2018	Warranty Deed, Transfer · ARM FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	201932528
Deed Book / Page	1679 / 1229
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 22, 2022
Property Address	2445 RIVER RD, DELAWARE, OH 43015-9318
Document Number	0000022155
Book / Page	1980 / 2174
Map Reference	MB 1976 PG 2461-2463
Instrument Date	Jul 20, 2022
Instrument	202200022155
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2445 RIVER RD, DELAWARE, OH 43015-9318

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2445 RIVER RD, DELAWARE, OH 43015-9318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORDIC TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016244
Date	Jun 13, 2017
Book Page	1507/2407
Instrument	201700016244

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.99%
Index	1-Year CMT
Max Rate	8.99%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2445 RIVER RD, DELAWARE, OH 43015-9318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024448
Date	Sep 9, 2019
Book Page	1661/2785
Instrument	201900024448

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2445 RIVER RD, DELAWARE, OH 43015-9318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052397
Date	Dec 28, 2020
Book Page	1807/2282
Instrument	202000052397

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 12, 2019
Property Address	2445 RIVER RD, DELAWARE, OH 43015-9318
Document Number	0000032528
Book / Page	1679 / 1229
Map Reference	MB 21 PG 70&71
Instrument Date	Oct 29, 2019
Instrument	201900032528
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	GREAT AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3530 SNOUFFER RD STE 100, 100, COLUMBUS, OH 43235-2702

Mortgage

Document Number	0000032529
Date	Nov 12, 2019
Instrument	201900032529

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 21, 2018
Property Address	2445 RIVER RD, DELAWARE, OH 43015-9318
Document Number	0000034514
Book / Page	1612 / 2276
Map Reference	MB 21 PG 70&71
Instrument Date	Dec 17, 2018
Instrument	201800034514
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	TITLE CONNECT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 PHILADELPHIA ST, INDIANA, PA 15701-3903

Mortgage

Document Number	0000034515
Date	Dec 21, 2018
Instrument	201800034515

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Radnor Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,961.00 (+1.66%)	$213,570 (-) Land $23,310 Building $190,260	$610,200 (-) Land $66,600 Building $543,600
2024	$7,831.00 (+0.04%) Homeowner's exemption	$213,570 (-) Land $23,310 Building $190,260
2023	$7,828.00 Homeowner's exemption	$213,570 Land $23,310 Building $190,260	$610,200 Land $66,600 Building $543,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Fiber Fiber	1,000 / 1,000

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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