2445 Merit Ave, Lima, OH 45805 Property Records

Allen County property record for 2445 Merit Ave, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 1951
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2026)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`36-3408-10-010.000`

Property Details

APN / Parcel Number

Primary APN	`36-3408-10-010.000`
Alternative APN	`M3836340810010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
Gross Area	2,209 sqft
1st Floor Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2445 MERIT AVE
City	LIMA
State	OH
Zip	45805-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEDALE EXTENSION LOTS T 20330 PT T 20331 FF 75.17
Legal Subdivision	ROSEDALE EXTENSION
Legal Lot Number	20330
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2042
Census Tract	10900

Owner

Source: Allen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2445 MERIT AVE, LIMA, OH 45805-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 28, 2026	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Mar 1, 1996 · Amount on Record
Deed Document Number	20266241
Prior Transfer Date	Jul 31, 2007
Prior Transfer Doc	8230013157
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 15, 2026
Property Address	2445 MERIT AVE, LIMA, OH 45805-2528
Document Number	0000006241
Instrument Date	Apr 27, 2026
Instrument	20266241
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 MERIT AVE, LIMA, OH 45805-2528

Mortgage

Document Number	0000006242,
Date	Jun 15, 2026
Instrument	20266242

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 28, 2026
Property Address	2445 MERIT AVE, LIMA, OH 45805-2528
Document Number	1280000830
Book / Page	2026 / 830
Map Reference	BK 7 PG 112
Instrument Date	Jan 28, 2026
Instrument	202601280000830
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 MERIT AVE, LIMA, OH 45805-2528

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00 (-1.33%) Homeowner's exemption	$44,630 (-) Land $9,240 Building $35,390	$127,500 (-) Land $26,400 Building $101,100
2024	$1,277.00 (+29.51%) Homeowner's exemption	$44,630 (+42%) Land $9,240 Building $35,390	$127,500 (+41.98%) Land $26,400 Building $101,100
2023	$986.00 (+1.23%) Homeowner's exemption	$31,430 (-) Land $6,510 Building $24,920
2022	$974.00 Homeowner's exemption	$31,430 Land $6,510 Building $24,920
2021			$89,800 Land $18,600 Building $71,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Brightspeed, TSC, Verizon.

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