2440 Merit Ave, Lima, OH 45805 Property Records

Allen County property record for 2440 Merit Ave, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,096 sqft · built 1959
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Mar 2017)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3408-05-015.000`

Property Details

APN / Parcel Number

Primary APN	`36-3408-05-015.000`
Alternative APN	`M3836340805015000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	2,096 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	161 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	510 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2440 MERIT AVE
City	LIMA
State	OH
Zip	45805-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEDALE EXTENSION LOTS T 20339 E PT & T 20340 W PT FF 80.00 NSRNT
Legal Subdivision	ROSEDALE EXTENSION
Legal Lot Number	20339
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2037
Census Tract	10900

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2440 MERIT AVE, LIMA, OH 45805-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB
Nov 16, 2017	Grant Deed, Construction Loan · Construction Mortgage HUNTINGTON NAT'L BK
Mar 2, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2017 · Amount on Record
Deed Sale	Mar 2, 2017 · Amount on Record
Prior Sale	Sep 16, 1985 · Amount on Record
Deed Document Number	20172200
Deed Book / Page	2017 / 2200
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2440 MERIT AVE, LIMA, OH 45805-2529
Document Number	0000011074
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 MERIT AVE LIMA OH 458052529, LIMA, OH 45805-2529

Mortgage

Document Number	0000011074
Date	Oct 17, 2019
Book Page	002019/011074
Instrument	11074

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2034

November 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 16, 2017
Property Address	2440 MERIT AVE, LIMA, OH 45805-2529
Document Number	0000012773
Book / Page	002017 / 012773
Instrument Date	Sep 26, 2017
Instrument	12773
Transaction Type	Construction Loan
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 W MARKET ST LIMA OH 458072251, LIMA, OH 45807-2251

Mortgage

Document Number	12774
Date	Nov 16, 2017
Instrument	12774

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 2, 2017
Property Address	2440 MERIT AVE, LIMA, OH 45805-2529
Document Number	0003020200
Instrument Date	Mar 2, 2017
Instrument	3020200
Transaction Type	Foreclosure
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00 (-0.21%)	$65,910 (-) Land $10,190 Building $55,720	$188,300 (-) Land $29,100 Building $159,200
2024	$2,395.00 (+21.33%)	$65,910 (+41.99%) Land $10,190 Building $55,720	$188,300 (+42.01%) Land $29,100 Building $159,200
2023	$1,974.00 (+1.08%)	$46,420 (-) Land $7,180 Building $39,240
2022	$1,953.00	$46,420 Land $7,180 Building $39,240
2021			$132,600 Land $20,500 Building $112,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Brightspeed, TSC, Verizon.

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