2445 E 38th St, Savannah, GA 31404 Property Records

Chatham County property record for 2445 E 38th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,979 sqft · built 1983
Lot Size	0.491 acres (21,401 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 2017)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2-0080-06-010`

Property Details

APN / Parcel Number

Primary APN	`2-0080-06-010`
Alternative APN	`E080355`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,979 sqft Living Area
1st Floor Area	1,979 sqft
Utility Area	288 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,401 sqft (0.491 acres)
Lot Dimensions	100 ft deep x 214 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	380 sqft
Patio Area	380 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2445 E 38TH ST
City	SAVANNAH
State	GA
Zip	31404-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LTS 256 THRU 260 & PT OF LTS 255 & 261 MURPHEY WD EASTWOOD PARK
Legal Subdivision	VICTORY HEIGHTS
Legal Lot Number	256,255
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	5
Census Block	5000
Census Tract	3602

Owner

2445 E 38th St is owned and occupied by an individual who acquired it in August 2023.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2445 E 38TH ST, SAVANNAH, GA 31404-3854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Quit Claim Deed, Transfer Quitclaim
May 9, 2017	Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Prior Sale	Mar 29, 2013 · Amount on File
Deed Document Number	20174394
Deed Book / Page	1074 / 497
Last Transfer Date	Aug 21, 2023
Transfer Doc	0031760243
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 23, 2023
Property Address	2445 E 38TH ST, SAVANNAH, GA 31404-3854
Document Number	0031760243
Book / Page	3176 / 243
Instrument Date	Aug 21, 2023
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2445 E 38TH ST, SAVANNAH, GA 31404-3854

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 9, 2017
Property Address	2445 E 38TH ST, SAVANNAH, GA 31404-3854
Document Number	0010740497
Book / Page	1074 / 497
Instrument Date	May 9, 2017
Instrument	2017-004394
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 E 38TH ST, SAVANNAH, GA 31404-3854

Mortgage

Document Number	0010740499
Date	May 11, 2017
Book Page	1074/499
Instrument	30371410013

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2445 E 38th St was $3,152, down 24.1% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,920 (+2.46%) Land $19,200 Building $162,720	$454,800 (+2.46%) Land $48,000 Building $406,800
2025	$3,152.00 (-24.12%)	$177,560 Land $19,200 Building $158,360	$443,900 Land $48,000 Building $395,900
2024	$4,154.00
2023		$135,720 (+22.23%) Land $14,400 Building $121,320	$339,300 (+22.23%) Land $36,000 Building $303,300
2022	$2,820.00	$111,040 Land $11,520 Building $99,520	$277,600 Land $28,800 Building $248,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2445 E 38th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	49 (1984–2016)
Claims Outside the SFHA	4 of 49
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2445 E 38th St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, LiveOak Fiber, T-Mobile.

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