Chatham County property record for 2427 E 38th St, Savannah, GA 31404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1950 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Feb 2025) |
| Tax Bill | $2,151 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 2-0080-06-007 |
| Primary APN | 2-0080-06-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 100 ft deep x 68 ft wide |
| Garage Area | 300 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 258 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2427 E 38TH ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31404-3854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT 249 & E PT 248 & W PT 250 M URPHY WD |
| Legal Subdivision | VICTORY HEIGHTS |
| Legal Lot Number | 249 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 3602 |
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 30446, SAVANNAH, GA 31410-0446 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 9, 2025 | Deed of Trust, Mortgage CITIZENS BANK OF SWAINSBORO |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on Record |
| Deed Sale | Feb 14, 2025 · Amount on Record |
| Deed Book / Page | 3591 / 373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 2427 E 38TH ST, SAVANNAH, GA 31404-3854 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2427 E 38TH ST, SAVANNAH, GA 31404-3854 |
| Document Number | 0037170654 |
|---|---|
| Date | Jul 9, 2025 |
| Book Page | 0000003717/0000000654 |
| Name | CITIZENS BANK OF SWAINSBORO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 2427 E 38TH ST, SAVANNAH, GA 31404-3854 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2427 E 38TH ST, SAVANNAH, GA 31404-3854 |
| Document Number | 0000002124/0000000251 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 0000002124/0000000251 |
| Name | NORTHPOINTE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,280 (+86.69%) Land $16,000 Building $110,280 | $315,700 (+86.69%) Land $40,000 Building $275,700 | |
| 2025 | $2,151.00 (+11.05%) | $67,640 (+27.43%) Land $16,000 Building $51,640 | $169,100 (+27.43%) Land $40,000 Building $129,100 |
| 2024 | $1,937.00 (+7.73%) | ||
| 2023 | $53,080 (+22.19%) Land $12,000 Building $41,080 | $132,700 (+22.19%) Land $30,000 Building $102,700 | |
| 2022 | $1,798.00 | $43,440 Land $9,600 Building $33,840 | $108,600 Land $24,000 Building $84,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 49 (1984–2016) |
| Claims Outside the SFHA | 4 of 49 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, T-Mobile.
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