St. Clair County property record for 2445 Beach Rd, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,251 sqft · built 1975 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,306 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-28-250-0042-000 |
| Primary APN | 74-28-250-0042-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,251 sqft Living Area |
| 1st Floor Area | 1,251 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2445 BEACH RD |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 45 ELMHURST SUBD NO 1 |
| Legal Subdivision | ELMHURST |
| Legal Lot Number | 45 |
| Legal Unit | 45 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 635000 |
2445 Beach Rd is owned and occupied by an individual.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2445 BEACH RD, PORT HURON, MI 48060-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2445 BEACH RD, PORT HURON, MI 48060-2405 |
| Document Number | 0051890236 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2445 BEACH RD PORT HURON MI 480602405, PORT HURON, MI 48060-2405 |
| Document Number | 0051890236 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 005189/000236 |
| Name | EASTERN MI BK |
|---|---|
| Type | Bank |
| Address | CROSWELL, MI 48422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 17, 2035 |
The 2025 property tax bill for 2445 Beach Rd was $2,306 with a homeowner's exemption, up 2.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Port Huron Charter Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,600 (+9.92%) | $197,200 | |
| 2025 | $2,306.00 (+2.9%) Homeowner's exemption | $89,700 | |
| 2024 | $2,241.00 | $179,400 | |
| 2023 | $86,000 | ||
| 2022 | $2,008.00 | $172,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2445 Beach Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2445 Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORT HURON |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures