2438 Beach Rd, Port Huron, MI 48060 Property Records

St. Clair County property record for 2438 Beach Rd, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2005
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2018)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-28-007-2009-200`

Property Details

APN / Parcel Number

Primary APN	`74-28-007-2009-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	283 ft deep x 100 ft wide
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2438 BEACH RD
City	PORT HURON
State	MI
Zip	48060-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG AT SE COR ELMHURST SUBDIVISION NO. 1, TH N 100', TH E 283', TH S 100', TH W 283' TO BEG SECTION 7 T6N R17E 0.64 A
Legal Range	17E
Legal Township	06N
Legal Section	07
Legal Subdivision	ELMHURST
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2005
Census Tract	635000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2438 BEACH RD, PORT HURON, MI 48060-2406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 11, 2018	Fiduciary Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on File
Deed Sale	Sep 11, 2018 · Amount on File
Prior Sale	Oct 9, 2008 · Amount on File
Deed Document Number	201820409
Deed Book / Page	4987 / 151
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2438 BEACH RD, PORT HURON, MI 48060-2406
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 BEACH RD, PORT HURON, MI 48060-2406

Mortgage

Document Number	5359235
Date	Apr 29, 2021
Book Page	5359/235
Instrument	2021013266

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

September 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 11, 2018
Property Address	2438 BEACH RD, PORT HURON, MI 48060-2406
Document Number	0004987151
Book / Page	4987 / 151
Map Reference	LB 52 PG 50
Instrument Date	Aug 30, 2018
Instrument	2018020409
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	HURON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1796 HICKORY RD, KIMBALL, MI 48074-2619

Mortgage

Document Number	2018020410
Date	Sep 11, 2018
Instrument	2018020410

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,400 (+9.93%)	$276,800 (+9.93%)
2025	$3,152.00 (+2.94%) Homeowner's exemption	$125,900 (+3.79%)
2024	$3,062.00 (+11.59%)		$251,800 (+3.79%)
2023		$121,300
2022	$2,744.00		$242,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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