2445 13th Ave E, Saint Paul, MN 55109 Property Records

Ramsey County property record for 2445 13th Ave E, Saint Paul, MN 55109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 1906
Lot Size0.155 acres (6,750 sqft)
OwnerCompany Name on Record
Last Sale$95,000 (Apr 2015)
Tax Bill$3,172 (2024)
Deeds & MortgagesDec 2022 Sale
Nov 2018 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-29-22-21-0092

Property Details

APN / Parcel Number

Primary APN12-29-22-21-0092
Alternative APNs
  • 8351102
  • 394929

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,452 sqft Living Area
1st Floor Area744 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1940
Architectural StyleBi-Level
Exterior MaterialStucco
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions125 ft deep x 54 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number394929
Street Address2445 13TH AVE E
CitySAINT PAUL
StateMN
Zip55109-2437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOURTH ADDITION TO NORTH,ST. P LOT 28 BLK 29
Legal Range22
Legal Township29
Legal Section12
Legal SubdivisionFOURTH ADDITION TO NORTH,ST. P
Legal Block29
Legal Lot Number28
JurisdictionRAMSEY MN
Township / Civil DivisionNORTH ST. PAUL
Census Block Group2
Census Block2010
Census Tract42601

Owner

Source: Ramsey County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6836 CARNEGIE BLVD, 320, CHARLOTTE, NC 28211-4399
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Special Warranty Deed, Transfer
Nov 15, 2018Grant Deed, Mortgage · Line of Credit
MISCELLANEOUS INS CO
Jun 26, 2017Grant Deed, Construction Loan · Construction Mortgage
GOLDMAN SACHS BK USA
Jul 11, 2017Loan Modification, Mortgage · Line of Credit
GOLDMAN SACHS BK USA
May 11, 2017Grant Deed, Mortgage · Line of Credit
GOLDMAN SACHS BK USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2015 · Amount on Record
Deed SaleApr 20, 2015 · Amount on Record
Prior SaleJan 26, 2015
Deed Document Number2015335490
Last Transfer DateJun 29, 2016
Transfer Doc0004627421
Record UpdatedJun 8, 2026

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionRAMSEY MN
Recording DateDec 16, 2022
Property Address2445 13TH AVE E, NORTH ST PAUL, MN 55109-2437
Document Number0A04974675
Instrument DateNov 18, 2022
InstrumentA04974675
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6836 CARNEGIE BLVD STE 320, 320, CHARLOTTE, NC 28211-4399

Transferred To (Grantee/Buyer)

NameVerified Name
Address6836 CARNEGIE BLVD STE 320, 320, CHARLOTTE, NC 28211-4399
InvestorPossibly a Property Investor

November 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionRAMSEY MN
Recording DateNov 15, 2018
Property Address2445 13TH AVE E, NORTH ST PAUL, MN 55109-2437
Instrument DateJul 4, 2018
Instrument4735295
Transaction TypeMortgage
Record UpdatedDec 4, 2018
Title CompanyWESTCOR INVESTOR SERVICES, WESTCOR INVESTOR SVCS

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #300 CHARLOTTE NC 282114399, 300, CHARLOTTE, NC 28211-4399
InvestorPossibly a Property Investor

Mortgage

Document Number0004735295
DateNov 15, 2018
Instrument4735295
Lender
NameMISCELLANEOUS INS CO
Address150 GREENWICH ST, NEW YORK, NY 10007-2366
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueNov 14, 2021
Interest
Rate TypeAdjustable Rate

June 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionRAMSEY MN
Recording DateJun 26, 2017
Property Address2445 13TH AVE E, NORTH ST PAUL, MN 55109-2437
Instrument DateMay 9, 2017
Instrument4664459
Transaction TypeConstruction Loan
Record UpdatedJul 10, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #320 CHARLOTTE NC 282114399, 320, CHARLOTTE, NC 28211-4399

Mortgage

Document Number0004664459
DateJun 26, 2017
Instrument4664459
Lender
NameGOLDMAN SACHS BK USA
TypeBank
Address200 WEST ST, NEW YORK, NY 10282-2102
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 25, 2018

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRAMSEY MN
Recording DateJul 11, 2017
Property Address2445 13TH AVE E, NORTH ST PAUL, MN 55109-2437
Instrument DateMay 9, 2017
Instrument2591553
Transaction TypeMortgage
Record UpdatedAug 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #320 CHARLOTTE NC 282114399, 320, CHARLOTTE, NC 28211-4399

Mortgage

Document Number0002591553
DateJul 11, 2017
Instrument2591553
Lender
NameGOLDMAN SACHS BK USA
TypeBank
AddressNEW YORK, NY 10282
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 10, 2018
Interest
Rate TypeAdjustable Rate

May 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionRAMSEY MN
Recording DateMay 11, 2017
Property Address2445 13TH AVE E, NORTH ST PAUL, MN 55109-2437
Instrument DateJul 8, 2016
Instrument2587053
Transaction TypeMortgage
Record UpdatedJun 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6836 MORRISON BLVD #320 CHARLOTTE NC 282114399, 320, CHARLOTTE, NC 28211-4399

Mortgage

Document Number0002587053
DateMay 11, 2017
Instrument2587053
Lender
NameGOLDMAN SACHS BK USA
TypeBank
Address200 WEST ST, NEW YORK, NY 10282-2102
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityNorth St. Paul City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$251,800 (+13.58%) Land $46,400 Building $205,400$251,800 (+13.58%) Land $46,400 Building $205,400
2024$3,172.00 (-1.12%)
2023$3,208.00$221,700 Land $46,400 Building $175,300$221,700 Land $46,400 Building $175,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNorth Saint Paul
serves 13,134 people · EPA ID MN1620011
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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