2040 13th Ave E, Saint Paul, MN 55109 Property Records

Ramsey County property record for 2040 13th Ave E, Saint Paul, MN 55109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,048 sqft · built 1974
Lot Size	0.386 acres (16,800 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jul 2024)
Tax Bill	$5,114 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-29-22-13-0003`

Property Details

APN / Parcel Number

Primary APN	`11-29-22-13-0003`
Alternative APNs	`8037251` `648638`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	648638
Street Address	2040 13TH AVE E
City	SAINT PAUL
State	MN
Zip	55109-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITORS SUBDIVISION NO. 86 SUBJ TO ESMT & EX E 80 FT; LOT 4
Legal Range	22
Legal Township	29
Legal Section	11
Legal Subdivision	AUDITORS SUBDIVISION NO. 86
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH ST. PAUL
Census Block Group	4
Census Block	4003
Census Tract	42601

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2040 13TH AVE E, SAINT PAUL, MN 55109-5111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	Sep 16, 2015 · Amount on File
Deed Document Number	20242778207
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2040 13TH AVE E, NORTH ST PAUL, MN 55109-5111
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02689278
Date	Feb 4, 2021
Instrument	A02689278

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2031

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North St. Paul City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,400 (-0.34%) Land $79,300 Building $297,100	$376,400 (-0.34%) Land $79,300 Building $297,100
2025	$5,114.00 (+9.27%) Homeowner's exemption	$377,700 (+13.22%) Land $79,300 Building $298,400	$377,700 (+13.22%) Land $79,300 Building $298,400
2024	$4,680.00 (+0.91%)
2023	$4,638.00 Homeowner's exemption	$333,600 Land $79,300 Building $254,300	$333,600 Land $79,300 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Saint Paul serves 13,134 people · EPA ID MN1620011
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	Saint Paul Regional Water Services
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on 13th Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures