24436 Rutherford Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24436 Rutherford Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 1989
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Apr 2022)
Tax Bill	$8,980 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-542-14-00`

Property Details

APN / Parcel Number

Primary APN	`288-542-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,836 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24436 RUTHERFORD RD
City	RAMONA
State	CA
Zip	92065-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 72 TR 007706
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007706
Legal Block	1
Legal Lot Number	72
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24436 RUTHERFORD RD, RAMONA, CA 92065-4028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 21, 2022	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit CABRILLO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Nov 16, 2012 · Amount on Record
Deed Document Number	2022175172
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24436 RUTHERFORD RD, RAMONA, CA 92065-4028
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24436 RUTHERFORD RD, RAMONA, CA 92065-4028

Mortgage

Document Number	0000335744
Date	Nov 26, 2025
Instrument	2025-0335744

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	318 Months
Due	May 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24436 RUTHERFORD RD, RAMONA, CA 92065-4028
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24436 RUTHEFORD RD, RAMONA, CA 92065-4028

Mortgage

Document Number	0000752052
Date	Oct 28, 2021
Instrument	2021-0752052

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2022
Property Address	24436 RUTHERFORD RD, RAMONA, CA 92065-4028
Document Number	0000175172
Map Reference	MAP 7706
Instrument Date	Apr 18, 2022
Instrument	2022-0175172
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24436 RUTHERFORD RD, RAMONA, CA 92065-4028

Mortgage

Document Number	0000175173
Date	Apr 21, 2022
Instrument	2022-0175173

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24436 RUTHERFORD RD, RAMONA, CA 92065-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174111
Date	Apr 19, 2017
Instrument	2017-0174111

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,519 (+2%) Land $247,907 Building $520,612
2025	$8,980.00 (+14.91%)	$753,451 (+13.64%) Land $243,047 Building $510,404
2023	$7,815.00 (+64.56%)	$663,000 Land $213,000 Building $450,000
2022	$4,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2005–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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