24435 Rutherford Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24435 Rutherford Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,953 sqft · built 1989
Lot Size	0.48 acres (20,914 sqft)
Owner	2 Individual Names on File
Last Sale	$771,000 (Mar 2022)
Tax Bill	$9,664 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-542-23-00`

Property Details

APN / Parcel Number

Primary APN	`288-542-23-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,953 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	20,914 sqft (0.48 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24435 RUTHERFORD RD
City	RAMONA
State	CA
Zip	92065-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 365 TR 007706
Legal Subdivision	COUNTRY CLUB V
Legal Tract	007706
Legal Block	4
Legal Lot Number	365
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4000
Census Tract	20810

Owner

Source: San Diego County records · APN 288-542-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24435 RUTHERFORD RD, RAMONA, CA 92065-4027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Grant Deed, Transfer · VA Mortgage BAY EQUITY LLC
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP
Mar 23, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	2022132427
Prior Transfer Date	Oct 16, 2007
Prior Transfer Doc	0000676338
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 25, 2022
Property Address	24435 RUTHERFORD RD, RAMONA, CA 92065-4027
Document Number	0000132427
Map Reference	MAP 7706
Instrument Date	Mar 02, 2022
Instrument	2022-0132427
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24435 RUTHERFORD RD, RAMONA, CA 92065-4027

Mortgage

Document Number	0000132428
Date	Mar 25, 2022
Instrument	2022-0132428

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24435 RUTHERFORD RD, RAMONA, CA 92065-4027
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24435 RUTHERFORD RD, RAMONA, CA 92065-4027

Mortgage

Document Number	0000044286
Date	Jan 21, 2021
Instrument	2021-0044286

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91914

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2020
Property Address	24435 RUTHERFORD RD, RAMONA, CA 92065-4027
Document Number	0000150170
Map Reference	MAP 7706
Instrument Date	Mar 02, 2020
Instrument	2020-0150170
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24435 RUTHERFORD RD, RAMONA, CA 92065-4027

Mortgage

Document Number	0000150171
Date	Mar 23, 2020
Instrument	2020-0150171

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Mortgage

Document Number	0000150173
Date	Mar 23, 2020
Instrument	2020-0150173

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$834,546 (+2%) Land $358,264 Building $476,282
2025	$9,664.00 (+13.69%)	$818,184 (+12.39%) Land $351,240 Building $466,944
2023	$8,500.00 (+27.32%)	$728,000 Land $312,000 Building $416,000
2022	$6,676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208104, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	About 1 in 61 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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