2443 Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2443 Zuni Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,128 sqft · built 2024
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$469,317 (Nov 2024)
Tax Bill$5,667 (2025)
Deeds & MortgagesNov 2024 Sale & Mortgage
Flood ZoneZone A (high risk)
APN162531351300010160

Property Details

APN / Parcel Number

Primary APN162531351300010160

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,128 sqft Heated Area
Gross Area2,795 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2443 ZUNI RD
CitySAINT CLOUD
StateFL
Zip34771-7810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELLINGTON PLACE PB 35 PGS 17-18 LOT 16
Legal Lot Number16
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2443 ZUNI RD, SAINT CLOUD, FL 34771-7810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2024 · Amount on Record
Deed SaleNov 1, 2024 · Amount on Record
Deed Document Number2024139031
Deed Book / Page6688 / 2770
Record UpdatedJun 8, 2026

November 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 1, 2024
Property Address2443 ZUNI RD, SAINT CLOUD, FL 34771-7810
Document Number0066882770
Book / Page6688 / 2770
Map ReferenceMB 35 PG 17&18
Instrument DateOct 30, 2024
Instrument2024139031
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,285.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

NameVerified Name
Address2443 ZUNI RD, SAINT CLOUD, FL 34771-7810

Mortgage

Document Number2024139032
DateNov 1, 2024
Instrument2024139032
Lender
NameTRAILBLAZER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

Nearby Properties on Zuni Rd

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