Osceola County property record for 2440 Zuni Rd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,128 sqft · built 1998 |
| Lot Size | 4.44 acres (193,842 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,999 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16253142600001009A |
| Primary APN | 16253142600001009A |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Heated Area |
| Gross Area | 1,196 sqft |
| 1st Floor Area | 1,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 193,842 sqft (4.44 acres) |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 90986 |
|---|---|
| Street Address | 2440 ZUNI RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | NEW MAP OF NARCOOSSEE PB 1 PG 73-74 N 1/2 LOT 9 OF S 1/2 OF NW 1/4 LESS FROM PT 227 FT N OF SW COR OF LOT 9, N 90.16 FT, N 33 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | NARCOOSSEE NEW MAP |
| Legal Tract | 4260 |
| Legal Block | 1 |
| Legal Lot Number | 8-9 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 43700 |
2440 Zuni Rd is owned and occupied by two individuals who acquired it in March 1998.
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 700682, SAINT CLOUD, FL 34770-0682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 1998 |
| Deed Sale | Mar 3, 1998 |
| Deed Document Number | 0147502791 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2440 Zuni Rd was $1,999 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,999.00 Homeowner's exemption | $133,757 | $463,600 Land $256,400 Building $207,200 |
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption | $126,202 (+3%) | $336,400 (+8.31%) Land $177,500 Building $158,900 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption | $122,527 | $310,600 Land $177,500 Building $133,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2440 Zuni Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2440 Zuni Rd is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Xfinity.
5G (outdoors only) and 4G LTE
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