2442 E 98th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 2442 E 98th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,582 sqft · built 1956
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$121,200 (Apr 2005)
Tax Bill	$2,194 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-304-032.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-304-032.000-018`
Alternative APN	`1714070304032000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	2,638 sqft
1st Floor Area	1,582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2442 E 98TH ST
City	CARMEL
State	IN
Zip	46280-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 7, TOWNSHIP 17, RANGE 4, CHESTERTON, REPLAT INFORMATION: AMENDED 11/7/1956, SECTION 1, LOT 22
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	CHESTERTON
Legal Lot Number	22
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1013
Census Tract	111104

Owner

Source: Hamilton County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2442 E 98TH ST, CARMEL, IN 46280-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 20, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 9, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2005 · Amount on Record
Deed Sale	Apr 1, 2005 · Amount on Record
Deed Document Number	200519271
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Apr 8, 2026
Property Address	2442 E 98TH ST, CARMEL, IN 46280-1804
Document Number	0000014428
Instrument Date	Apr 3, 2026
Instrument	202614428
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 E 98TH ST, CARMEL, IN 46280-1804

Mortgage

Document Number	0000014428,
Date	Apr 8, 2026
Instrument	202614428

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2442 E 98TH ST, CARMEL, IN 46280-1804
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 E 98TH ST, CARMEL, IN 46280-1804

Mortgage

Document Number	0000035040
Date	Aug 20, 2025
Instrument	2025035040

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2442 E 98TH ST, CARMEL, IN 46280-1804
Document Number	0000001787
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 E 98TH ST INDIANAPOLIS IN 462801804, INDIANAPOLIS, IN 46280-1804

Mortgage

Document Number	0000001787
Date	Jan 16, 2018
Instrument	1787

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$247,500 (+10.59%) Land $69,600 Building $177,900	$247,500 (+10.59%) Land $69,600 Building $177,900
2024	$2,194.00 (+22.23%)	$223,800 (+13.95%) Land $69,600 Building $154,200	$223,800 (+13.95%) Land $69,600 Building $154,200
2023	$1,795.00 (-5.68%)	$196,400 (+3.1%) Land $69,600 Building $126,800	$196,400 (+3.1%) Land $69,600 Building $126,800
2022	$1,903.00	$190,500 Land $44,300 Building $146,200	$190,500 Land $44,300 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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