2363 E 98th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 2363 E 98th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1958
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Tax Bill	$2,761 (2024)
Deeds & Mortgages	Nov 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-303-013.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-303-013.000-018`
Alternative APN	`1714070303013000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Material	Asphalt
Lot Area	21,344 sqft (0.489 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1714070303013000
Street Address	2363 E 98TH ST
City	CARMEL
State	IN
Zip	46280-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .49, SECTION 7, TOWNSHIP 17, RANGE 4, CHESTERTON, SECTION 2, LOT 29 & PT 28, IRREGULAR SHAPE
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	CLAY CHESTERTON
Legal Lot Number	29,28
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1013
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2363 E 98TH ST, CARMEL, IN 46280-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 9, 2019	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Aug 25, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019
Deed Sale	May 9, 2019
Deed Document Number	2019018870
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2363 E 98TH ST, CARMEL, IN 46280-1801
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080785
Date	Nov 8, 2021
Instrument	2021080785

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 9, 2019
Property Address	2363 E 98TH ST, CARMEL, IN 46280-1801
Document Number	2019018870
Map Reference	MB 2 PG 83&84
Instrument Date	May 6, 2019
Instrument	2019018870
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2363 E 98TH ST, CARMEL, IN 46280-1801

Mortgage

Document Number	2019018871
Date	May 9, 2019
Instrument	2019018871

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON IN
Recording Date	Aug 25, 2017
Property Address	2363 E 98TH ST, CARMEL, IN 46280-1801
Document Number	0000041610
Instrument Date	Aug 25, 2017
Instrument	41610
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2363 E 98TH ST INDIANAPOLIS IN 462801801, INDIANAPOLIS, IN 46280-1801

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,600 (+11.66%) Land $73,300 Building $227,300	$300,600 (+11.66%) Land $73,300 Building $227,300
2024	$2,761.00 (+22.44%)	$269,200 (+14.8%) Land $73,300 Building $195,900	$269,200 (+14.8%) Land $73,300 Building $195,900
2023	$2,255.00 (-3.43%)	$234,500 (+7.18%) Land $73,300 Building $161,200	$234,500 (+7.18%) Land $73,300 Building $161,200
2022	$2,335.00	$218,800 Land $48,700 Building $170,100	$218,800 Land $48,700 Building $170,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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