2442 Captain Ln, Decatur, IL 62526 Property Records

Macon County property record for 2442 Captain Ln, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,064 sqft · built 1973
Lot Size0.461 acres (20,088 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (May 2026)
Tax Bill$2,853 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-12-05-305-002

Property Details

APN / Parcel Number

Primary APN04-12-05-305-002
Alternative APN
  • 12-05-305-002

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area20,088 sqft (0.461 acres)
Lot Dimensions186 ft deep x 107 ft wide
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number041205305002
Street Address2442 CAPTAIN LN
CityDECATUR
StateIL
Zip62526-8467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionWILCOX WAYSIDE FARMS ADD LOT 55 107.6X186
Legal Range02E
Legal Township16N
Legal Section05
Legal SubdivisionWILCOX WAYSIDE FARMS ADD
Legal Lot Number55
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group2
Census Block2018
Census Tract1801

Owner

Source: Macon County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2442 CAPTAIN LN, DECATUR, IL 62526-8467
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Warranty Deed, Transfer · Conventional Mortgage
LAND OF LINCOLN CREDIT UNION
May 14, 2026Warranty Deed, Transfer · Conventional Mortgage
LAND OF LINCOLN CREDIT UNION
Oct 6, 2021Warranty Deed, Transfer · VA Mortgage
DRAPER & KRAMER MORTGAGE CORP
Dec 23, 2019Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 23, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2026 · Amount on Record
Deed SaleMay 14, 2026 · Amount on Record
Prior SaleDec 23, 2019 · Amount on Record
Deed Document Number20265263
Prior Transfer DateMar 31, 2009
Prior Transfer Doc3973/192
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateMay 14, 2026
Property Address2442 CAPTAIN LN, DECATUR, IL 62526-8467
Document Number0000005263
Instrument DateMay 14, 2026
Instrument2026.5263
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyFIRST ILLINOIS TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16,665.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2442 CAPTAIN LN, DECATUR, IL 62526-8467

Mortgage

Document Number0000005263,
DateMay 14, 2026
Instrument2026.5263
Lender
NameLAND OF LINCOLN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateMay 14, 2026
Property Address2442 CAPTAIN LN, DECATUR, IL 62526-8467
Document Number2026R005263
Instrument DateMay 14, 2026
Instrument20265263
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyFIRST TITLE GROUP, FIRST ILLINOIS TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16,665.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2442 CAPTAIN LN, DECATUR, IL 62526-8467

Mortgage

Document Number0000005263,
DateMay 14, 2026
Instrument20265263
Lender
NameLAND OF LINCOLN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateOct 6, 2021
Property Address2442 CAPTAIN LN, DECATUR, IL 62526-8467
Document Number4854/231
Book / Page4854 / 231
Map ReferencePB 300 PG 186
Instrument DateSep 30, 2021
Instrument1986540
Transaction TypeTransfer
Record UpdatedNov 3, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$131.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2442 CAPTAIN LN, DECATUR, IL 62526-8467

Mortgage

Document Number19865414854232
DateOct 6, 2021
Instrument19865414854232
Lender
NameDRAPER & KRAMER MORTGAGE CORP
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate2.88%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateDec 23, 2019
Property Address2442 CAPTAIN LN, DECATUR, IL 62526-8467
Document Number4715/824
Book / Page4715 / 824
Map ReferencePB 300 PG 186
Instrument DateDec 20, 2019
Instrument1955534
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$99.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2442 CAPTAIN LN, DECATUR, IL 62526-8467

Mortgage

Document Number1955535
DateDec 23, 2019
Instrument1955535
Lender
NameMORTGAGE RESEARCH CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.99%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateDec 23, 2019
Property Address2442 CAPTAIN LN, DECATUR, IL 62526-8467
Document Number4715/823
Book / Page4715 / 823
Map ReferencePB 300 PG 186
Instrument DateFeb 21, 2018
Instrument1955533
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount Recorded
Tax$101.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,853.00$35,109 Land $4,889 Building $30,220$105,337 Land $14,668 Building $90,669

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimAug 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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