Macon County property record for 2395 Captain Ln, Decatur, IL 62526
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 980 sqft · built 1973 |
| Lot Size | 0.461 acres (20,088 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Apr 2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-12-05-304-011 |
| Primary APN | 04-12-05-304-011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 20,088 sqft (0.461 acres) |
| Lot Dimensions | 186 ft deep x 107 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|
| Account Number | 041205304011 |
|---|---|
| Street Address | 2395 CAPTAIN LN |
| City | DECATUR |
| State | IL |
| Zip | 62526-8466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | WILCOX WAYSIDE FARMS ADD LOT 51 107.6X186 |
| Legal Range | 02E |
| Legal Township | 16N |
| Legal Section | 05 |
| Legal Subdivision | WILCOX WAYSIDE FARMS ADD |
| Legal Lot Number | 51 |
| Jurisdiction | MACON IL |
| Township / Civil Division | DECATUR |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1801 |
Source: Macon County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2395 CAPTAIN LN, DECATUR, IL 62526-8466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2018 | Deed of Trust, Mortgage · VA Mortgage ILLINOIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Sep 30, 2009 · Amount on Record |
| Deed Document Number | 20254438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 2395 CAPTAIN LN, DECATUR, IL 62526-8466 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | MACON COUNTY TITLE LLC, MACON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 004864/513 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 4864/513 |
| Instrument | 1989156 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 2395 CAPTAIN LN, DECATUR, IL 62526-8466 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Name | Verified Name |
|---|
| Document Number | 4618/266 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 4618/266 |
| Instrument | 1932497 |
| Name | ILLINOIS BANK |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Decatur Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $31,645 Land $4,889 Building $26,756 | $94,944 Land $14,668 Building $80,276 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Aug 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures