2441 Tall Cedars Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 2441 Tall Cedars Rd, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,057 sqft · built 2005
Lot Size0.186 acres (8,130 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Feb 2020)
Tax Bill$2,803 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014266-043-28

Property Details

APN / Parcel Number

Primary APN38-05-26-014266-043-28

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,057 sqft Heated Area
Gross Area2,926 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,130 sqft (0.186 acres)
Garage Area424 sqft
PorchPorch
Porch Area445 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2441 TALL CEDARS RD
CityFLEMING ISLAND
StateFL
Zip32003-3203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 28 CYPRESS GLEN AS REC O R4281 PG 941
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionCYPRESS GLEN
Legal Lot Number28
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3002
Census Tract30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2441 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · VA Mortgage
JFQ LENDING INC
Feb 24, 2020Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2020 · Amount on Record
Deed SaleFeb 24, 2020 · Amount on Record
Prior SaleSep 1, 2005 · Amount on Record
Deed Document Number2020009606
Deed Book / Page4281 / 0941
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2441 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3203
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2441 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3203

Mortgage

Document Number0044971536
DateAug 18, 2021
Book Page4497/1536
Instrument2021051726
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term356 Months
DueApr 1, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateFeb 24, 2020
Property Address2441 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3203
Document Number0042810941
Book / Page004281 / 000941
Instrument DateFeb 20, 2020
Instrument9606
Transaction TypeTransfer
Record UpdatedMar 3, 2020
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2441 TALL CEDARS RD ORANGE PARK FL 320033203, ORANGE PARK, FL 32003-3203

Mortgage

Document Number42810943
DateFeb 24, 2020
Book Page004281/000943
Instrument9607
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 23, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,803.00 (-39.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$233,971 (+5.99%)$315,479 (+3.81%) Land $65,000 Building $250,479
2023$4,650.00 (+3.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$220,756 (+3%)$303,915 (+11.26%) Land $65,000 Building $238,915
2022$4,475.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$214,327$273,162 Land $60,000 Building $213,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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