2434 Tall Cedars Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 2434 Tall Cedars Rd, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,553 sqft · built 2005
Lot Size0.186 acres (8,108 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Sep 2020)
Tax Bill$3,182 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Dec 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN38-05-26-014266-043-46

Property Details

APN / Parcel Number

Primary APN38-05-26-014266-043-46

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,553 sqft Heated Area
Gross Area3,279 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,108 sqft (0.186 acres)
Garage Area420 sqft
PorchPorch
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2434 TALL CEDARS RD
CityFLEMING ISLAND
StateFL
Zip32003-3200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 46 CYPRESS GLEN AS REC O R4350 PG 1096
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionCYPRESS GLEN
Legal Lot Number46
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3002
Census Tract30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2434 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Jun 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2020 · Amount on Record
Deed SaleSep 8, 2020 · Amount on Record
Prior SaleFeb 3, 2011 · Amount on Record
Deed Document Number2020045953
Deed Book / Page4350 / 1096
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 8, 2020
Property Address2434 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3200
Document Number0043501096
Book / Page4350 / 1096
Map ReferenceMB 46 PG 43-53
Instrument DateSep 4, 2020
Instrument2020045953
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2434 TALL CEDARS RD, 2434, FLEMING ISLAND, FL 32003-3200

Transferred To (Grantee/Buyer)

NameVerified Name
Address2778 RAVINE HILL DR, MIDDLEBURG, FL 32068-1708

Mortgage

Document Number0043501098
DateSep 8, 2020
Instrument4350/1098
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2434 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3200
Document Number0041571864
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2434 TALL CEDARS RD FLEMING ISLAND FL 320033200, FLEMING ISLAND, FL 32003-3200

Mortgage

Document Number0041571864
DateJan 17, 2019
Book Page004157/001864
Instrument3170
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 16, 2039

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2434 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3200
Document Number0039820001
Book / Page003982 / 000001
Instrument DateJun 3, 2017
Transaction TypeMortgage
Record UpdatedJul 17, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2434 TALL CEDARS RD FLEMING ISLAND FL 320033200, FLEMING ISLAND, FL 32003-3200

Mortgage

Document Number0039820001
DateJun 9, 2017
Book Page003982/000001
Instrument29455
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 8, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,182.00 (-36.54%) Homeowner's exemption$248,814 (+5.99%)$367,297 (+3.92%) Land $65,000 Building $302,297
2023$5,014.00 (+5.2%) Homeowner's exemption$234,760 (+3%)$353,434 (+11.3%) Land $65,000 Building $288,434
2022$4,766.00 Homeowner's exemption$227,923$317,562 Land $60,000 Building $257,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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