2441 Ruby St, East Tawas, MI 48730 Property Records

Iosco County property record for 2441 Ruby St, East Tawas, MI 48730

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,280 sqft · built 1955
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Apr 2010 Mortgage Dec 2016 Mortgage + 4 more
Flood Zone	Zone AH (high risk)
APN	`033C6000600140`

Property Details

APN / Parcel Number

Primary APN	`033C6000600140`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,280 sqft Building Perimeter
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	62.5 ft deep x 120 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2441 RUBY ST
City	EAST TAWAS
State	MI
Zip	48730-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CP 6 1A CHIPPEWA PARK S 90 FT LOT 1 BLK 6
Legal Subdivision	CHIPPEWA PARK
Legal Block	6
Legal Lot Number	1
Jurisdiction	IOSCO MI
Township / Civil Division	BALDWIN
Census Block Group	4
Census Block	4001
Census Tract	500

Owner

Source: Iosco County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5175 RUNNYMEDE DR, HOLT, MI 48842-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2010	Deed of Trust, Mortgage HURON COMMUNITY BANK
Dec 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage HURON COMMUNITY BANK
Jul 16, 2009	Deed of Trust, Mortgage HURON COMMUNITY BANK
Jun 26, 2012	Deed of Trust, Mortgage HURON COMMUNITY BANK
Jan 24, 2022	Warranty Deed, Transfer
Jul 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 5, 2021
Transfer Doc	2022000408
Record Updated	Sep 20, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	2441 RUBY ST, EAST TAWAS, MI 48730-9574
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 RUBY ST, EAST TAWAS, MI 48730-9574

Mortgage

Document Number	00996/00866
Date	Apr 16, 2010
Book Page	00996/00866

Lender

Name	HURON COMMUNITY BANK
Address	301 NEWMAN ST, EAST TAWAS, MI 48730

Agreement

Amount	Amount on Record

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	2441 RUBY ST, EAST TAWAS, MI 48730-9574
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016000143
Date	Dec 9, 2016
Instrument	2016000143

Lender

Name	HURON COMMUNITY BANK
Address	EAST TAWAS, MI 48730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2032

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	2441 RUBY ST, EAST TAWAS, MI 48730-9574
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 RUBY ST, EAST TAWAS, MI 48730-9574

Mortgage

Document Number	00980/00859
Date	Jul 16, 2009
Book Page	00980/00859

Lender

Name	HURON COMMUNITY BANK
Address	301 NEWMAN ST, EAST TAWAS, MI 48730

Agreement

Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2019

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	2441 RUBY ST, EAST TAWAS, MI 48730-9574
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 RUBY ST, EAST TAWAS, MI 48730-9574

Mortgage

Document Number	01051/00947
Date	Jun 26, 2012
Book Page	01051/00947

Lender

Name	HURON COMMUNITY BANK
Address	301 NEWMAN ST, EAST TAWAS, MI 48730

Agreement

Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2022

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Jan 24, 2022
Property Address	2441 RUBY ST, EAST TAWAS, MI 48730-9574
Document Number	2022000408
Instrument Date	Oct 5, 2021
Instrument	2022000408
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5175 RUBBYMEDE DR, HOLT, MI 48842-2903

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Jul 14, 2021
Property Address	2441 RUBY ST, EAST TAWAS, MI 48730-9574
Document Number	2021005073
Instrument Date	Jul 7, 2021
Instrument	2021005073
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5175 RUNNYMEDE DR, HOLT, MI 48842-2903

Mortgage

Document Number	2021005441
Date	Jul 14, 2021
Instrument	2021005441

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Baldwin Township
Unified School District	Tawas Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,300 (+17.37%) Land $120,300	$240,600 (+17.37%) Land $240,600
2025	$2,177.00	$102,500 Land $102,500	$205,000 Land $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	585.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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