2440 Ruby St, East Tawas, MI 48730 Property Records

Iosco County property record for 2440 Ruby St, East Tawas, MI 48730

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Sep 2020)
Tax Bill	$1,587 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033C6000500200`

Property Details

APN / Parcel Number

Primary APN	`033C6000500200`

Exterior

Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2440 RUBY ST
City	EAST TAWAS
State	MI
Zip	48730-9574
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CP 5 2 CHIPPEWA PARK LOT 2 EXC W 25 FT THEREOF BLK 5 TOG/W E 1/2 OF VAC KANOTIN ST ADJ LOT 2 TO THE E AND LOT 5 BLK 2 TOG W/E
Legal Subdivision	CP 5 2 CHIPPEWA PARK
Legal Block	2,5
Legal Lot Number	2,5
Jurisdiction	IOSCO MI
Township / Civil Division	BALDWIN
Census Block Group	4
Census Block	4001
Census Tract	500

Owner

Source: Iosco County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1753 BRISTOL DR, MILFORD, MI 48380-2032
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Aug 30, 2017	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	20205492
Prior Transfer Date	Sep 26, 2007
Prior Transfer Doc	00934/00084
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Sep 23, 2020
Property Address	2440 RUBY ST, EAST TAWAS, MI 48730-9574
Document Number	2020005492
Instrument Date	Sep 22, 2020
Instrument	2020005492
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1753 BRISTOL DR, MILFORD, MI 48380-2032

Mortgage

Document Number	2020005493
Date	Sep 23, 2020
Instrument	2020005493

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Aug 30, 2017
Property Address	2440 RUBY ST, EAST TAWAS, MI 48730-9574
Document Number	2017005147
Instrument Date	Aug 25, 2017
Instrument	2017005147
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	LANDMARK TITLE, LANDMARK TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,126.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2623 TITMOUSE TRL, 2623, MILFORD, MI 48380-3937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30510 RED MAPLE LN, SOUTHFIELD, MI 48076-5350

Mortgage

Document Number	2017005148
Date	Aug 30, 2017
Instrument	2017005148

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Baldwin Township
Unified School District	Tawas Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,600 (+13.57%) Land $63,600	$127,200 (+13.57%) Land $127,200
2025	$1,587.00	$56,000 Land $56,000	$112,000 Land $112,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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