2441 Loomis Trail Rd, Custer, WA 98240 Property Records

Whatcom County property record for 2441 Loomis Trail Rd, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,785 sqft · built 1971
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (May 2022)
Tax Bill	$3,576 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`400219-075519-0000`

Property Details

APN / Parcel Number

Primary APN	`400219-075519-0000`
Alternative APNs	`125094` `591711` `79228`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	125094
Street Address	2441 LOOMIS TRAIL RD
City	CUSTER
State	WA
Zip	98240-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	ELY 90 FT OF WLY 660 FT OF SLY 220 FT OF NLY 250 FT OF GOVT LOT 1
Legal Range	02
Legal Township	40
Legal Section	19
Legal Block	1
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1049
Census Tract	10408

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	478 E WISER LAKE RD, LYNDEN, WA 98264-9454
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU
Aug 20, 2021	Bargain and Sale Deed, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	20222512
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 23, 2022
Property Address	2441 LOOMIS TRAIL RD, CUSTER, WA 98240-9600
Document Number	0000502512
Instrument Date	May 9, 2022
Instrument	2022-0502512
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	478 E WISER LAKE RD, 478, LYNDEN, WA 98264-9454

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000502513
Date	May 23, 2022
Instrument	2022-0502513

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 20, 2021
Property Address	2441 LOOMIS TRAIL RD, CUSTER, WA 98240-9600
Document Number	20210803053
Instrument Date	Aug 16, 2021
Instrument	2021-0803053
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Tax	$4,213.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 E WISE LAKE ROAD, LYNDEN, WA 98264-9454

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,576.00 (+770.07%)	$483,914 (+80.12%) Land $223,100 Building $260,814	$483,914 (+80.12%) Land $223,100 Building $260,814
2022		$268,660 Land $149,808 Building $118,852	$268,660 Land $149,808 Building $118,852
2021	$411.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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