Whatcom County property record for 2295 Loomis Trail Rd, Custer, WA 98240
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,640 sqft · built 2006 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $795,000 (Jan 2018) |
| Tax Bill | $9,554 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4002192344400000 |
| Primary APN | 4002192344400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 2,319 sqft |
| 2nd Floor Area | 321 sqft |
| Basement Area | 2,298 sqft |
| Unfinished Basement | 2,298 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 662 sqft |
| Patio Area | 784 sqft |
| Balcony | Balcony |
| Balcony Area | 160 sqft |
| Storage Building | 2,502 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 548390 |
|---|---|
| Old Parcel Number | 4002192344400000 |
| Street Address | 2295 LOOMIS TRAIL RD |
| City | CUSTER |
| State | WA |
| Zip | 98240-9308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | THAT PTN OF W 560 FT OF W 1/2 W 1/2 NE LY NLY OF DAKOTA CREEK-LESS RDS-DAF-BEG AT NW COR OF SD W 560 FT OF W 1/2 W 1/2 NE-TH |
| Legal Range | 02 |
| Legal Township | 40 |
| Legal Section | 19 |
| Legal Subdivision | DAKOTA CREEK |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BLAINE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 10408 |
2295 Loomis Trail Rd is owned and occupied by two individuals who bought it in January 2018.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2295 LOOMIS TRAIL RD, CUSTER, WA 98240-9308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| May 22, 2020 | Deed of Trust, Mortgage UMPQUA BK |
| Jan 10, 2018 | Warranty Deed, Transfer UMPQUA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2018 · Amount on File |
| Deed Sale | Jan 10, 2018 · Amount on File |
| Prior Sale | Oct 10, 2011 |
| Deed Document Number | 2018-0101112 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2295 LOOMIS TRAIL RD, CUSTER, WA 98240-9308 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2295 LOOMIS TRAIL RD, CUSTER, WA 98240-9308 |
| Document Number | 0000802823 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 2022-0802823 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2295 LOOMIS TRAIL RD, CUSTER, WA 98240-9308 |
| Document Number | 2200503261 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2295 LOOMIS TRAIL RD CUSTER WA 982409308, CUSTER, WA 98240-9308 |
| Document Number | 2200503261 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 503261 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 10, 2018 |
| Property Address | 2295 LOOMIS TRAIL RD, CUSTER, WA 98240-9308 |
| Document Number | 2180101112 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 101112 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,156.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2295 LOOMIS TRAIL RD CUSTER WA 982409308, CUSTER, WA 98240-9308 |
| Document Number | 2180101113 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 101113 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 9, 2048 |
The 2025 property tax bill for 2295 Loomis Trail Rd was $9,554.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,554.00 | $1,234,108 Land $307,878 Building $926,230 | $1,234,108 Land $307,878 Building $926,230 |
| 2022 | $1,090,086 Land $223,607 Building $866,479 | $1,090,086 Land $223,607 Building $866,479 | |
| 2021 | $7,374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2295 Loomis Trail Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2295 Loomis Trail Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Pogozone powered by Neubeam Fixed Wireless | 75 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures