2441 Bittle Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2441 Bittle Way, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,614 sqft · built 2019
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$245,494 (May 2019)
Tax Bill$3,552 (2025)
Deeds & MortgagesOct 2020 Transfer
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-30-0062-0001-0390

Property Details

APN / Parcel Number

Primary APN09-26-30-0062-0001-0390
Alternative APNs
  • 263009006200010390
  • 143315

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,614 sqft Living Area
Gross Area2,240 sqft
1st Floor Area1,614 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 63 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area226 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address2441 BITTLE WAY
CitySAINT CLOUD
StateFL
Zip34769-6541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEWOOD GARDENS PB 19 PGS 1-7 LOT 39
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionPINEWOOD GARDENS
Legal Block1
Legal Lot Number39
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3010
Census Tract43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2441 BITTLE WAY, SAINT CLOUD, FL 34769-6541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 28, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2019 · Amount on Record
Deed SaleMay 28, 2019 · Amount on Record
Deed Document Number201967814
Deed Book / Page5530 / 1055
Last Transfer DateOct 17, 2020
Transfer Doc0058202790
Record UpdatedJun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 28, 2020
Property Address2441 BITTLE WAY, SAINT CLOUD, FL 34769-6541
Document Number0058202790
Book / Page005820 / 002790
Instrument DateOct 17, 2020
Instrument145841
Transaction TypeTransfer
Record UpdatedNov 6, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2441 BITTLE WAY ST CLOUD FL 347696541, ST CLOUD, FL 34769-6541

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 28, 2019
Property Address2441 BITTLE WAY, SAINT CLOUD, FL 34769-6541
Document Number0055301055
Book / Page5530 / 1055
Map ReferenceMB 19 PG 1-7
Instrument DateMay 24, 2019
Instrument2019067814
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyAMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,718.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1560 WELLS RDA, 1560, ORANGE PARK, FL 32073

Transferred To (Grantee/Buyer)

NameVerified Name
Address2441 BITTLE WAY, SAINT CLOUD, FL 34769-6541

Mortgage

Document Number0055301056
DateMay 28, 2019
Instrument5530/1056
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,552.00 (+3.53%) Homeowner's exemption$241,376 (+6.8%)$321,100 (-2.52%) Land $70,000 Building $251,100
2024$3,431.00 (+3.62%)
2023$3,311.00 (+3.63%) Homeowner's exemption$226,014 (+3%)$329,400 (+14.18%) Land $58,000 Building $271,400
2022$3,195.00 Homeowner's exemption$219,432$288,500 Land $58,000 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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