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2430 Bittle Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2430 Bittle Way, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,875 sqft · built 2019
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Sep 2026)
Tax Bill$3,663 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN09-26-30-0062-0001-1830

Property Details

APN / Parcel Number

Primary APN09-26-30-0062-0001-1830
Alternative APNs
  • 263009006200011830
  • 143459

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,875 sqft Living Area
Gross Area2,386 sqft
1st Floor Area777 sqft
Upper Floors Area1,098 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleL-Shape
Exterior MaterialFrame/Stucco
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area441 sqft
PorchSlab
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address2430 BITTLE WAY
CitySAINT CLOUD
StateFL
Zip34769-6542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEWOOD GARDENS PB 19 PGS 1-7 LOT 183
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionPINEWOOD GARDENS
Legal Block1
Legal Lot Number183
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3021
Census Tract43208

Owner

Source: Osceola County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2430 BITTLE WAY, SAINT CLOUD, FL 34769-6542
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Oct 23, 2019Grant Deed, Subdivision Related Transfer
AMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HM TITLE & ESCROW CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2026 · Amount on Record
Deed SaleSep 25, 2026 · Amount on Record
Prior SaleOct 23, 2019 · Amount on Record
Deed Document Number2026124163
Deed Book / Page7039 / 3005
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 25, 2026
Property Address2430 BITTLE WAY, SAINT CLOUD, FL 34769-6542
Document Number0000124163
Book / Page7039 / 3005
Instrument DateSep 18, 2026
Instrument2026124163
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$268,660.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2430 BITTLE WAY, SAINT CLOUD, FL 34769-6542
InvestorPossibly a Property Investor

Mortgage

Document Number0000124164,
DateSep 25, 2026
Instrument2026124164
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

October 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateOct 23, 2019
Property Address2430 BITTLE WAY, SAINT CLOUD, FL 34769-6542
Document Number0056102782
Book / Page005610 / 002782
Instrument DateOct 14, 2019
Instrument137374
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 8, 2019
Title CompanyAMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HM TITLE & ESCROW CO

Transaction

AmountAmount Recorded
Tax$1,903.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2430 BITTLE WAY ST CLOUD FL 347696542, ST CLOUD, FL 34769-6542

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,663.00 (+6.27%)$247,526 (+5.99%)$329,500 (-3.2%) Land $70,000 Building $259,500
2023$3,447.00 (+3.61%) Homeowner's exemption$233,545 (+3%)$340,400 (+14.27%) Land $58,000 Building $282,400
2022$3,327.00 Homeowner's exemption$226,743$297,900 Land $58,000 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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