2440 Sutter Cir, Reno, NV 89503 Property Records

Washoe County property record for 2440 Sutter Cir, Reno, NV 89503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1964
Lot Size	0.191 acres (8,331 sqft)
Owner	2 Owner Names on File
Last Sale	$149,000 (Apr 2000)
Tax Bill	$967 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-432-03`

Property Details

APN / Parcel Number

Primary APN	`002-432-03`
Alternative APN	`3982`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	8,331 sqft (0.191 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3982
Street Address	2440 SUTTER CIR
City	RENO
State	NV
Zip	89503-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	MONTE VISTA EST LT 29 BLK B
Legal Range	19
Legal Township	19
Legal Subdivision	MONTE VISTA ESTATES
Legal Block	B
Legal Lot Number	29
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	2
Census Block	2003
Census Tract	2401

Owner

Source: Washoe County records · APN 002-432-03

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2440 SUTTER CIR, RENO, NV 89503-1332
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2000 · Amount on Record
Deed Sale	Apr 13, 2000 · Amount on Record
Prior Sale	Mar 14, 1997
Deed Document Number	2438555
Deed Book / Page	002
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2440 SUTTER CIR, RENO, NV 89503-1332
Document Number	0004700000
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	FIRST CENTENNIAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2440 SUTTER CIR RENO NV 895031332, RENO, NV 89503-1332

Mortgage

Document Number	0004700000
Date	Apr 28, 2017
Instrument	4700000

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2032

Tax Assessment & Valuation

Source: Washoe County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (+5.91%)	$61,151 (+4.23%) Land $39,795 Building $21,356	$174,717 (+4.23%) Land $113,700 Building $61,017
2023	$913.00	$58,672 Land $39,200 Building $19,472	$167,633 Land $112,000 Building $55,633

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
Wi-Fiber Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA, Tech Stack 4, Verizon.

Based on FCC filings for 450 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.