2440 Paso Robles St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2440 Paso Robles St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 822 sqft · built 1944
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$268,000 (Dec 2002)
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Feb 2024 Transfer Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-102-022`

Property Details

APN / Parcel Number

Primary APN	`062-102-022`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	822 sqft Living Area
1st Floor Area	822 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2440 PASO ROBLES ST
City	OCEANO
State	CA
Zip	93445-9117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN OCEANO BL 19 LT 11 & 12
Legal Subdivision	OCEANO
Legal Block	19
Legal Lot Number	11
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2013
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2440 PASO ROBLES ST, OCEANO, CA 93445-9117
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Correction Deed
Nov 30, 2023	Intrafamily Transfer, Transfer
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2002 · Amount on Record
Deed Sale	Dec 31, 2002 · Amount on Record
Prior Sale	Sep 9, 1998 · Amount on Record
Deed Document Number	2002117645
Last Transfer Date	Feb 27, 2024
Transfer Doc	0000005106
Record Updated	Sep 20, 2026

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 28, 2024
Property Address	2440 PASO ROBLES ST, OCEANO, CA 93445-9117
Document Number	0000005106
Map Reference	MB A PG 148
Instrument Date	Feb 27, 2024
Instrument	2024005106
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2440 PASO ROBLES ST, OCEANO, CA 93445-9117

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 30, 2023
Property Address	2440 PASO ROBLES ST, OCEANO, CA 93445-9117
Document Number	0000035820
Map Reference	MB A PG 146
Instrument Date	Nov 27, 2023
Instrument	2023035820
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2440 PASO ROBLES ST, OCEANO, CA 93445-9117

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2440 PASO ROBLES ST, OCEANO, CA 93445-9117
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 PASO ROBLES ST, OCEANO, CA 93445-9117

Mortgage

Document Number	0000020570
Date	Mar 17, 2021
Instrument	2021020570

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$395,890 (+2%) Land $273,288 Building $122,602
2025	$4,401.00 (+4.74%) Homeowner's exemption	$388,129 (+4.04%) Land $267,930 Building $120,199
2023	$4,202.00 (+1.47%) Homeowner's exemption	$373,060 Land $257,527 Building $115,533
2022	$4,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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