2431 Paso Robles St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2431 Paso Robles St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,256 sqft · built 1938
Lot Size0.31 acres (13,500 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Nov 2004)
Tax Bill$6,137 (2025)
Deeds & MortgagesFeb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN062-101-010

Property Details

APN / Parcel Number

Primary APN062-101-010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,256 sqft Living Area
1st Floor Area1,256 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Construction TypeWood
Lot Area13,500 sqft (0.31 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Street Address2431 PASO ROBLES ST
CityOCEANO
StateCA
Zip93445-9118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPM 41-91 PAR 3
Legal SubdivisionPARCEL MAP COAL 86-253
Legal Block1
Legal Lot Number3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1007
Census Tract12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2461 PASO ROBLES ST, OCEANO, CA 93445-9118
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2004 · Amount on Record
Deed SaleNov 2, 2004 · Amount on Record
Deed Document Number200496454
Prior Transfer DateApr 30, 1998
Prior Transfer Doc0000028274
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2431 PASO ROBLES ST, OCEANO, CA 93445-9118
Document Number0000009900
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedMar 20, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2461 PASO ROBLES ST OCEANO CA 934459118, OCEANO, CA 93445-9118

Mortgage

Document Number0000009900
DateMar 3, 2017
Instrument9900
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 2, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$554,480 (+2%) Land $383,875 Building $170,605
2025$6,137.00 (+4.62%)$543,609 (+4.04%) Land $376,349 Building $167,260
2023$5,866.00 (+1.45%)$522,502 Land $361,736 Building $160,766
2022$5,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on Paso Robles St

Nearby Streets

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