2440 Manor Dr, Sebring, FL 33872 Property Records

Highlands County property record for 2440 Manor Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,209 sqft · built 2005
Lot Size	0.288 acres (12,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Jul 2026)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C044813026500360`

Property Details

APN / Parcel Number

Primary APN	`C044813026500360`
Alternative APN	`C-04-34-28-130-2650-0360`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,209 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	2,018 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,560 sqft (0.288 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	550 sqft
Driveway	Concrete Driveway
Driveway Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2440 MANOR DR
City	SEBRING
State	FL
Zip	33872-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEB UNIT 13 PB 9 PG 71 LOT 36 BLK 265
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	265
Legal Lot Number	36
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1007
Census Tract	960503

Owner

Source: Highlands County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 N MAPLE ST, EAST HAMPTON, CT 06424-1018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	20262323871
Deed Book / Page	3208 / 815
Prior Transfer Date	Feb 16, 2011
Prior Transfer Doc	0001613521
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 31, 2026
Property Address	2440 MANOR DR, SEBRING, FL 33872-7604
Document Number	0002323871
Book / Page	3208 / 815
Instrument Date	Jul 27, 2026
Instrument	20262323871
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	HEARTLAND TITLE AGENCY, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 N MAPLE ST, EAST HAMPTON, CT 06424-1018

Mortgage

Document Number	0002323872,
Date	Jul 31, 2026
Instrument	20262323872

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00 (+40.52%) Homeowner's exemption Widower's exemption	$190,472 (+5.99%)	$299,600 (+0.96%) Land $29,630 Building $269,970
2024	$2,258.00 (+2.64%)
2023	$2,200.00 (-1.08%) Homeowner's exemption Widower's exemption	$179,713 (+3%)	$296,741 (+10.31%) Land $25,110 Building $271,631
2022	$2,224.00 Homeowner's exemption Widower's exemption	$174,479	$269,012 Land $14,564 Building $254,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20