Highlands County property record for 2432 Manor Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,282 sqft · built 2000 |
| Lot Size | 0.288 acres (12,560 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $208,000 (Aug 2019) |
| Tax Bill | $3,901 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Sep 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026500350 |
| Primary APN | C044813026500350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| Gross Area | 2,605 sqft |
| 1st Floor Area | 1,873 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,560 sqft (0.288 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 910 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 390 sqft |
| Porch | Slab |
| Porch Area | 385 sqft |
| Patio Area | 666 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2432 MANOR DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-7604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE EST OF SEB UNIT 13 PB 9 PG 71 LOT 35 BLK 265 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 265 |
| Legal Lot Number | 35 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 960503 |
Source: Highlands County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK |
| May 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Oct 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Mar 24, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Oct 5, 2017 · Amount on Record |
| Deed Document Number | 201954049 |
| Deed Book / Page | 2710 / 52 |
| Last Transfer Date | Oct 7, 2026 |
| Transfer Doc | 0002333946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 8, 2026 |
| Property Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Document Number | 0002333946 |
| Book / Page | 3222 / 1103 |
| Instrument Date | Oct 7, 2026 |
| Instrument | 20262333946 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | HEARTLAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Document Number | 0001997157 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 2770/1464 |
| Instrument | 1997157 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 15, 2020 |
| Property Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Document Number | 0001985761 |
| Book / Page | 002753 / 000650 |
| Instrument Date | May 13, 2020 |
| Instrument | 1985761 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2432 MANOR DR SEBRING FL 338727604, SEBRING, FL 33872-7604 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 29, 2019 |
| Property Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Document Number | 0001954049 |
| Book / Page | 2710 / 0052 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 1954049 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,456.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Document Number | 0000271054 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 2710/54 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 5, 2017 |
| Property Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Document Number | 0001867504 |
| Book / Page | 002600 / 001867 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 1867504 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2432 MANOR DR SEBRING FL 338727604, SEBRING, FL 33872-7604 |
| Document Number | 1867505 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 002600/001869 |
| Instrument | 1867505 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 4, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 24, 2017 |
| Property Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Document Number | 0001847056 |
| Book / Page | 002572 / 000710 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 1847056 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,022.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4236 CREMONA DR SEBRING FL 338721718, SEBRING, FL 33872-1718 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 27, 2017 |
| Property Address | 2432 MANOR DR, SEBRING, FL 33872-7604 |
| Document Number | 0001843774 |
| Book / Page | 002567 / 001835 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 1843774 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5165 S CLARKSON ST GREENWOOD VILLAGE CO 801211206, GREENWOOD VILLAGE, CO 80121-1206 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,901.00 (+31.48%) | $241,578 (+5.99%) | $313,212 (-0.25%) Land $29,630 Building $283,582 |
| 2024 | $2,967.00 | ||
| 2023 | Homeowner's exemption | $227,932 | $314,009 Land $25,110 Building $288,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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