2440 Flowers Rd, Terry, MS 39170 Property Records

Hinds County property record for 2440 Flowers Rd, Terry, MS 39170

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,497 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4851-0480-012`

Property Details

APN / Parcel Number

Primary APN	`4851-0480-012`
Alternative APN	`178000000001000304`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,497 sqft Living Area
1st Floor Area	3,497 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2440 FLOWERS RD
City	TERRY
State	MS
Zip	39170-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	270.11 N & S X 483.81 FT E & W BEG 816.46 FT W & 270.11 FT S OF NE COR SEC 30 T4 R1W
Legal Range	01W
Legal Township	04
Legal Section	30
Jurisdiction	HINDS MS
Township / Civil Division	5
Census Block Group	1
Census Block	1017
Census Tract	11203

Owner

2440 Flowers Rd is owned and occupied by two individuals who acquired it in December 2023.

Source: Hinds County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2440 FLOWERS RD, TERRY, MS 39170-7126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023
Deed Sale	Dec 15, 2023
Deed Document Number	2023
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	2440 FLOWERS RD, TERRY, MS 39170-7126
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 FLOWERS RD, TERRY, MS 39170-7126

Mortgage

Document Number	0072926607
Date	Apr 6, 2023
Book Page	7292/6607
Instrument	1830201

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	299 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2440 Flowers Rd was $2,790 with a homeowner's exemption, down 33.2% from the year before.

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Unified School District	Hinds County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,790.00 (-33.24%) Homeowner's exemption	$25,467 (-31.59%) Land $2,700 Building $22,767	$254,670 (+2.62%) Land $27,000 Building $227,670
2024	$4,179.00 (+55.24%)	$37,227 (+5%) Land $4,050 Building $33,177	$248,180 (-) Land $27,000 Building $221,180
2023	$2,692.00 (-7.84%) Homeowner's exemption	$24,818 (-) Land $2,700 Building $22,118	$248,180 (-) Land $27,000 Building $221,180
2022	$2,921.00 Homeowner's exemption	$24,818 Land $2,700 Building $22,118	$248,180 Land $27,000 Building $221,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2440 Flowers Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2011–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2440 Flowers Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 189,673 people · EPA ID MS0250008
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022
Treatment and Procedure	Corrosion control currently in violation since Jan 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
C Spire Wireless Fixed Wireless	100 / 20