Carroll County property record for 2440 Florence Dr, Westminster, MD 21158 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,660 sqft Total Area |
| Lot Size | 121,097 sqft (2.78 acres) |
| Garage | Basement, 836 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $570,000 (2026) |
| Tax Bill | $4,644.00 (2025) |
| Primary APN | 07-116888 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,660 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 121,097 sqft (2.78 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 836 sqft Garage |
| Deck Area | 480 sqft Deck |
| Porch Area | 300 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 116888 |
|---|---|
| Street Address | 2440 FLORENCE DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-3134 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 1- 2.784 AC FLORENCE DR 35-5 SEC 1 CENTRAL PARK WEST |
| Legal Subdivision | CENTRAL PARK WEST SEC 01 |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 507601 |
Source: Carroll County records · APN 07-116888
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2440 FLORENCE DR, WESTMINSTER, MD 21158-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 03, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage NFM LENDING |
| Mar 03, 2026 | Deed, Transfer CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Mar 03, 2026 | Deed, Transfer · Veterans Administration Mortgage NFM LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | Apr 29, 1997 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 11700 / 1 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2440 FLORENCE DR, WESTMINSTER, MD 21158-3134 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0106160288 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 10616/288 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2440 FLORENCE DR, WESTMINSTER, MD 21158-3134 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 9299 TOWER SIDE DR 340, 340, FAIRFAX, VA 22031-6032 |
| Document Number | 0117000008 |
|---|---|
| Date | Mar 03, 2026 |
| Book Page | 11700/8 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 03, 2026 |
| Property Address | 2440 FLORENCE DR, WESTMINSTER, MD 21158-3134 |
| Document Number | 0117000001 |
| Book / Page | 11700 / 1 |
| Map Reference | LB LWS 35 FO 5 |
| Instrument Date | Feb 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,850.00 |
| Amount Accuracy | Sold for Taxes |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2440 FLORENCE DR, WESTMINSTER, MD 21158-3134 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 03, 2026 |
| Property Address | 2440 FLORENCE DR, WESTMINSTER, MD 21158-3134 |
| Document Number | 0117000001 |
| Book / Page | 11700 / 1 |
| Map Reference | LB LWS 35 FO 5 |
| Instrument Date | Feb 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Sold for Taxes |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2440 FLORENCE DR, WESTMINSTER, MD 21158-3134 |
| Document Number | 0117000008 |
|---|---|
| Date | Mar 03, 2026 |
| Book Page | 11700/8 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,400 (+8.85%) Land $147,800 Building $338,600 | $486,400 (-) Land $147,800 Building $338,600 | |
| 2025 | $4,644.00 (+11.77%) Homeowner's exemption | $446,833 (+21.52%) | $486,400 (+32.28%) Land $147,800 Building $338,600 |
| 2023 | $4,155.00 Homeowner's exemption | $367,700 Land $147,800 Building $219,900 | $367,700 Land $147,800 Building $219,900 |
2440 Florence Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures