2420 Florence Dr, Westminster, MD 21158 Property Records

Carroll County property record for 2420 Florence Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,240 sqft · built 1996
Lot Size	2.7 acres (117,960 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,044 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-116950`

Property Details

APN / Parcel Number

Primary APN	`07-116950`
Alternative APNs	`7116950` `116950`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	117,960 sqft (2.7 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	520 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	116950
Street Address	2420 FLORENCE DR
City	WESTMINSTER
State	MD
Zip	21158-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 7 - 2.708 ACS 2420 FLORENCE DR 35-5 SC CENTRAL PARK WEST
Legal Subdivision	CENTRAL PARK WEST SEC 01
Legal Lot Number	7
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1007
Census Tract	507601

Owner

2420 Florence Dr is owned and occupied by two individuals who acquired it in June 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2420 FLORENCE DR, WESTMINSTER, MD 21158-3134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Intrafamily Transfer, Transfer · FHA Mortgage NEWREZ LLC
Jan 16, 2019	Loan Modification, Mortgage · FHA Mortgage M&T BK
Jan 16, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023
Deed Sale	Jun 12, 2023
Prior Sale	Apr 9, 2014 · Amount on File
Deed Book / Page	11049 / 129
Prior Transfer Date	May 25, 2023
Prior Transfer Doc	0110490129
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jun 12, 2023
Property Address	2420 FLORENCE DR, WESTMINSTER, MD 21158-3134
Document Number	0110490129
Book / Page	11049 / 129
Map Reference	MB LWS35 FO 5
Instrument Date	May 25, 2023
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2420 FLORENCE DR, WESTMINSTER, MD 21158-3134

Mortgage

Document Number	0110490134
Date	Jun 12, 2023
Instrument	11049-0134

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	2420 FLORENCE DR, WESTMINSTER, MD 21158-3134
Document Number	0092130386
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 FLORENCE DR WESTMINSTER MD 211583134, WESTMINSTER, MD 21158-3134

Mortgage

Document Number	0092130386
Date	Jan 28, 2019
Book Page	009213/000386

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2420 FLORENCE DR, WESTMINSTER, MD 21158-3134
Document Number	0092130395
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 FLORENCE DR WESTMINSTER MD 211583134, WESTMINSTER, MD 21158-3134

Mortgage

Document Number	0092130395
Date	Jan 28, 2019
Book Page	009213/000395

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2420 Florence Dr was $5,044, up 6.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,044.00 (+6.64%)	$445,100 (+6.72%) Land $147,000 Building $298,100	$445,100 (-) Land $147,000 Building $298,100
2025	$4,730.00	$417,067	$445,100 Land $147,000 Building $298,100
2023	$4,079.00 (+2.26%)	$361,000 (+2.25%) Land $147,000 Building $214,000	$361,000 (-) Land $147,000 Building $214,000
2022	$3,989.00	$353,067	$361,000 Land $147,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2420 Florence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2420 Florence Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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