2440 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2440 Daybreak Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,125 sqft · built 2002
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2025)
Tax Bill	$6,220 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-375-037`

Property Details

APN / Parcel Number

Primary APN	`06-33-375-037`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,125 sqft
Basement Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2440 DAYBREAK CT
City	ELGIN
State	IL
Zip	60123-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE CONDO - 2002K105813 (08-27-02) UNIT 179-1-713-2440 BLDG 179
Legal Subdivision	MULBERRY GROVE CONDO
Legal Block	5
Legal Unit	179-1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5014
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	638 N VISTA AVE, LOMBARD, IL 60148-1951
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2024	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Dec 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage KANE COUNTY TEACHERS CU
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage SUCCESS LENDING LLC
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Document Number	202547324
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2440 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027706
Date	Aug 7, 2024
Instrument	2024K027706

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 6, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2440 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060401
Date	Dec 29, 2022
Instrument	2022K060401

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2037

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 1, 2025
Property Address	2440 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number	0000047324
Map Reference	DOC 2002K074566
Instrument Date	Nov 14, 2025
Instrument	2025K047324
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number	0000047325
Date	Dec 1, 2025
Instrument	2025K047325

Lender

Name	SUCCESS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 22, 2020
Property Address	2440 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number	0000026437
Map Reference	DOC 2002K028976
Instrument Date	Mar 23, 2020
Instrument	2020K026437
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number	0000026438
Date	May 22, 2020
Instrument	2020K026438

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,220.00 (+4.38%)	$89,533 (+8.57%) Land $20,899 Building $68,634	$268,706 (+8.61%) Land $62,722 Building $205,984
2024	$5,959.00 (+10.97%) Homeowner's exemption	$82,465 (+21.39%) Land $19,249 Building $63,216	$247,395 (+21.39%) Land $57,747 Building $189,648
2022	$5,370.00 (+4.68%) Homeowner's exemption	$67,932 (+6.96%) Land $15,857 Building $52,075	$203,796 (+6.96%) Land $47,571 Building $156,225
2021	$5,130.00 Homeowner's exemption	$63,511 Land $14,825 Building $48,686	$190,533 Land $44,475 Building $146,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Metronet, Verizon.

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