2437 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2437 Daybreak Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,252 sqft · built 2002
Owner	Individual Name on Record
Last Sale	$261,500 (Dec 2025)
Tax Bill	$4,635 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-375-025`

Property Details

APN / Parcel Number

Primary APN	`06-33-375-025`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,252 sqft Living Area
Gross Area	1,878 sqft
Basement Area	626 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2437 DAYBREAK CT
City	ELGIN
State	IL
Zip	60123-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE CONDOS UNIT 184-3-711-2437 BLDG 184
Legal Subdivision	MULBERRY GROVE CONDOS
Legal Block	5
Legal Unit	184-3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5014
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4140 RIVER RIDGE DR, SAINT CHARLES, IL 60175-5669
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Dec 10, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	May 23, 2006 · Amount on Record
Deed Document Number	202549131
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	0000123915
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2437 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038229
Date	Jul 27, 2022
Instrument	2022K038229

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Interest

Rate Type	Fixed Rate
Rate	5%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 10, 2025
Property Address	2437 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number	0000049131
Map Reference	DOC 2002K074566
Instrument Date	Nov 6, 2025
Instrument	2025K049131
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number	0000049132
Date	Dec 10, 2025
Instrument	2025K049132

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,635.00 (+5.89%) Homeowner's exemption Senior Citizen's exemption	$76,761 (+8.57%) Land $20,470 Building $56,291	$230,375 (+8.57%) Land $61,435 Building $168,941
2024	$4,377.00 (+6.86%) Homeowner's exemption	$70,702 (+21.39%) Land $18,854 Building $51,848	$212,191 (+21.44%) Land $56,585 Building $155,606
2022	$4,096.00 (+5.68%) Homeowner's exemption	$58,242 (+6.96%) Land $15,531 Building $42,711	$174,726 (+6.96%) Land $46,593 Building $128,133
2021	$3,876.00 Homeowner's exemption	$54,452 Land $14,520 Building $39,932	$163,356 Land $43,560 Building $119,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Metronet, Verizon.

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