2440 Cedar Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2440 Cedar Rd, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,036 sqft · built 1945
Lot Size0.369 acres (16,074 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Dec 2018)
Tax Bill$2,633 (2025)
Deeds & MortgagesDec 2018 Sale & Mortgage
Sep 2018 Line of Credit
APN0450000000980

Property Details

APN / Parcel Number

Primary APN0450000000980

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area848 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,074 sqft (0.369 acres)
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area132 sqft
Lean-To352 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2440 CEDAR RD
CityCHESAPEAKE
StateVA
Zip23323-6405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description1 PLAT OF JAMES BROWN
Legal SubdivisionCEDAR ROAD ONE, TWO / MILLVILLE RD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2005
Census Tract21305

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1304 SANDERSON RD, CHESAPEAKE, VA 23322-2081
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2018Warranty Deed, Transfer · Conventional Mortgage
TIDEWATER MORTGAGE SERVICES INC
Sep 11, 2018Deed of Trust, Mortgage · Line of Credit
3RD PARTY INDIVIDUAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2018 · Amount on Record
Deed SaleDec 26, 2018 · Amount on Record
Deed Document Number201833297
Deed Book / Page9977 / 440
Record UpdatedOct 29, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 26, 2018
Property Address2440 CEDAR RD, CHESAPEAKE, VA 23323-6405
Document Number9977/440
Book / Page9977 / 440
Instrument DateOct 30, 2018
Instrument180033297
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyLAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 SANDERSON RD, CHESAPEAKE, VA 23322-2081

Mortgage

Document Number180033298
DateDec 26, 2018
Instrument180033298
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2440 CEDAR RD, CHESAPEAKE, VA 23323-6405
Transaction TypeMortgage
Record UpdatedSep 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9951/276
DateSep 11, 2018
Book Page9951/276
Instrument180024366
Lender
Name3RD PARTY INDIVIDUAL
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$288,400 (+10.63%) Land $195,000 Building $93,400$288,400 (+10.63%) Land $195,000 Building $93,400
2025$2,633.00 (+72.09%)$260,700 (+21.94%) Land $175,000 Building $85,700$260,700 (+21.94%) Land $175,000 Building $85,700
2023$213,800 (+13%) Land $130,000 Building $83,800$213,800 (+13%) Land $130,000 Building $83,800
2022$189,200 Land $115,000 Building $74,200$189,200 Land $115,000 Building $74,200
2019$1,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims3 (2009–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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