Chesapeake City property record for 2420 Cedar Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 2,317 sqft · built 1965 |
| Lot Size | 0.573 acres (24,960 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,720 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Mar 2022 Refinance + 2 more |
| APN | 0450000000662 |
| Primary APN | 0450000000662 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,317 sqft Living Area |
| 1st Floor Area | 2,317 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,960 sqft (0.573 acres) |
| Lot Dimensions | 220 ft deep x 119 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 90 sqft |
| Patio Area | 986 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2420 CEDAR RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-6305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | A-1A RESUB PAR A-1 & B ROUNDTREE & C R D LLC .573 |
| Legal Subdivision | CEDAR ROAD ONE, TWO / MILLVILLE RD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21305 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2420 CEDAR RD, CHESAPEAKE, VA 23323-6305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PREMIUM SECURITY INC |
| Mar 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERIFIRST FINANCIAL INC |
| Jun 25, 2014 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 11, 2007 | Warranty Deed, Transfer · Line of Credit BRANCH BANKING & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2016 |
| Deed Sale | May 23, 2016 |
| Prior Sale | Dec 11, 2007 · Amount on Record |
| Deed Document Number | 201613305 |
| Deed Book / Page | 9647 / 1132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2420 CEDAR RD, CHESAPEAKE, VA 23323-6305 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10282/1097 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 10282/1097 |
| Instrument | 200049317 |
| Name | PREMIUM SECURITY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2420 CEDAR RD, CHESAPEAKE, VA 23323-6305 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010530/48 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 10530/48 |
| Instrument | 220007926 |
| Name | AMERIFIRST FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2420 CEDAR RD, CHESAPEAKE, VA 23323-6305 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09403/1258 |
|---|---|
| Date | Jun 25, 2014 |
| Book Page | 9403/1258 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 11, 2007 |
| Property Address | 2420 CEDAR RD, CHESAPEAKE, VA 23323-6305 |
| Document Number | 007304/227 |
| Book / Page | 7304 / 227 |
| Instrument Date | Oct 6, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 007304/241 |
|---|---|
| Date | Dec 11, 2007 |
| Book Page | 7304/241 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,600 (+6.6%) Land $195,000 Building $197,600 | $392,600 (+6.6%) Land $195,000 Building $197,600 | |
| 2025 | $3,720.00 (+59.52%) | $368,300 (+14.88%) Land $175,000 Building $193,300 | $368,300 (+14.88%) Land $175,000 Building $193,300 |
| 2023 | $320,600 (+12.61%) Land $130,000 Building $190,600 | $320,600 (+12.61%) Land $130,000 Building $190,600 | |
| 2022 | $284,700 Land $115,000 Building $169,700 | $284,700 Land $115,000 Building $169,700 | |
| 2019 | $2,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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