Madison County property record for 244 Waco Hts, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.42 acres (62,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,500 (Mar 2022) |
| Tax Bill | $3,484 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2020 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0107-0019-0025 |
| Primary APN | 0107-0019-0025 |
|---|---|
| Alternative APNs |
|
| Lot Area | 62,291 sqft (1.42 acres) |
|---|
| Account Number | 66329 |
|---|---|
| Street Address | 244 WACO HTS |
| City | WACO |
| State | KY |
| Zip | 40385-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WACO HEIGHTS LOT 25 |
| Legal Subdivision | WACO HEIGHTS |
| Legal Lot Number | 25 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11002 |
244 Waco Hts is owned and occupied by an individual who bought it in March 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 244 WACO HTS, WACO, KY 40385-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Feb 10, 2020 | Deed of Trust, Mortgage · Construction Mortgage THE FIRST NATL BANK OF RUSSELL SPRIN |
| Nov 1, 2019 | Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF RUSSELL SPRIN |
| Feb 9, 2021 | Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK |
| Jan 7, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on File |
| Deed Sale | Mar 1, 2022 · Amount on File |
| Prior Sale | Feb 9, 2021 · Amount on File |
| Deed Document Number | 2014079540 |
| Deed Book / Page | D819 / 121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 1, 2022 |
| Property Address | 244 WACO HTS, WACO, KY 40385-9764 |
| Document Number | 00D819/121 |
| Book / Page | D819 / 121 |
| Map Reference | CAB P18 SL 45 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2014079540 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1175 TROTTING RIDGE RD, 1175, IRVINE, KY 40336-7206 |
| Name | Verified Name |
|---|---|
| Address | 244 WACO HTS, WACO, KY 40385-9764 |
| Document Number | 2014079541 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2014079541 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 244 WACO HTS, WACO, KY 40385-9764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01917/355 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | M01917/355 |
| Instrument | 2014007020 |
| Name | THE FIRST NATL BANK OF RUSSELL SPRIN |
|---|---|
| Address | RUSSELL SPRINGS, KY 42642 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Nov 7, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 244 WACO HTS, WACO, KY 40385-9764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01898/498 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | M01898/498 |
| Instrument | 2014001682 |
| Name | THE FIRST NATIONAL BANK OF RUSSELL SPRIN |
|---|---|
| Address | RUSSELL SPRINGS, KY 42642 |
| Amount | Amount on Record |
|---|---|
| Term | 9 Months |
| Due | Aug 1, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 9, 2021 |
| Property Address | 244 WACO HTS, WACO, KY 40385-9764 |
| Document Number | 000D801/51 |
| Book / Page | D801 / 51 |
| Map Reference | CAB P18 SLIDE 45 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2014029356 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 N 1ST ST, 333, RICHMOND, KY 40475-1531 |
| Name | Verified Name |
|---|---|
| Address | 1175 TROTTING RIDGE RD, IRVINE, KY 40336-7206 |
| Document Number | 2014029357 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2014029357 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 7, 2019 |
| Property Address | 244 WACO HTS, WACO, KY 40385-9764 |
| Document Number | D00768/558 |
| Book / Page | D00768 / 558 |
| Map Reference | CAB P18 SL 45 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 2013986784 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 OGG LN, 207, BEREA, KY 40403-8643 |
| Name | Verified Name |
|---|---|
| Address | 309 BOWENNOOD DRIVE, RICHMOND, KY 40475 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 244 Waco Hts was $3,484 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,484.00 Additional exemption filed | $369,500 | $369,500 |
| 2023 | $3,584.00 | $369,500 | $369,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 244 Waco Hts in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 244 Waco Hts is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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