Madison County property record for 232 Waco Hts, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Details | 3,296 sqft |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Mar 2021) |
| Tax Bill | $3,347 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0107-0019-0023 |
| Primary APN | 0107-0019-0023 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,296 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 68978 |
|---|---|
| Street Address | 232 WACO HTS |
| City | WACO |
| State | KY |
| Zip | 40385-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WACO HEIGHTS LOT 23 (1.75 ACRES) |
| Legal Subdivision | WACO HEIGHTS |
| Legal Lot Number | 23 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11002 |
232 Waco Hts is owned and occupied by two individuals who bought it in March 2021.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 WACO HTS, WACO, KY 40385-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC |
| Nov 18, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC |
| Jan 24, 2019 | Intrafamily Transfer, Transfer · VA Mortgage SOVEREIGN LENDING GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on File |
| Deed Sale | Mar 30, 2021 · Amount on File |
| Prior Sale | Dec 13, 2011 · Amount on File |
| Deed Document Number | 20212014032466 |
| Deed Book / Page | 803 / 9 |
| Prior Transfer Date | Jan 7, 2019 |
| Prior Transfer Doc | D00769/292 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 30, 2021 |
| Property Address | 232 WACO HTS, WACO, KY 40385-9764 |
| Document Number | 0000D803/9 |
| Book / Page | D803 / 9 |
| Map Reference | MB 18 PG 45 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2014032466 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 TRILLIUM LOOP, 214, RICHMOND, KY 40475-8236 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 232 WACO HTS, WACO, KY 40385-9764 |
| Document Number | 2014032467 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2014032467 |
| Name | GOPRIME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 232 WACO HTS, WACO, KY 40385-9764 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Name | Verified Name |
|---|
| Document Number | M01901/191 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | M01901/191 |
| Instrument | 2014002449 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 24, 2019 |
| Property Address | 232 WACO HTS, WACO, KY 40385-9764 |
| Document Number | D00769/292 |
| Book / Page | D00769 / 292 |
| Map Reference | MB 18 PG 45 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 2013987567 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 232 WACO HTS, WACO, KY 40385-9764 |
| Document Number | 2013987568 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 2013987568 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 8.75% |
The 2025 property tax bill for 232 Waco Hts was $3,347.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,347.00 | $355,000 | $355,000 |
| 2023 | $3,443.00 | $355,000 | $355,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Waco Hts in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 232 Waco Hts is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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